# Track Spending vs TipSplit IQ

The clearest difference is in-app purchases: TipSplit IQ at none against Track Spending's 8. Track Spending's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price, update cadence and ads there is nothing between them.

Both are free to download. Track Spending sells 8 in-app purchases, starting at $4.99 per month. TipSplit IQ asks for nothing beyond the download.

Track Spending ships an update every 11 days, TipSplit IQ every 3 weeks. The most recent releases landed on October 22, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Track Spending | TipSplit IQ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3K ratings)](https://appshunter.io/ios/app/track-spending-wise-budget/id6444917344/reviews)** | — |
| Number of ratings | **3K** | — |
| Positive reviews | 74.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 100 MB | 2 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 9+ | 4+ |
| Developer | [Marwan Ghafoor](https://appshunter.io/developer/1575737942) | [Xinzhou Liu](https://appshunter.io/developer/1797853405) |

## What reviewers say

### Track Spending

[App page](https://appshunter.io/ios/app/track-spending-wise-budget/id6444917344)

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

**Highlights:** Expense tracking, Budget management, Customizable categories, Real-time income/expense monitoring, Spending analysis, Biometric authentication, Google Drive backup, Multi-currency accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Wise Budget Monthly Plan | $4.99 | per month |
| Remove Ads | $9.99 | per year |
| 3 Month Subscription | $14.99 | per 3 months |
| Wise Budget Six Month | $24.99 | per 6 months |
| Yearly Discounted Price | $29.99 | per year |
| Wise Budget Yearly Plan | $29.99 | per year |
| Life Time Offer | $149.00 | one-time |
| Lifetime Offer | $149.99 | one-time |

**What reviewers like**

- 🌟 Excellent app
- 👍 Easy to use
- 💰 Helpful for managing finances
- 🇰🇷 Available in multiple languages

**What reviewers complain about**

- 🐛 404 error when switching to dark mode
- 💰 Exporting reports is premium feature

**Reported bugs**

- Color issues on iPhone
- Crashes after latest update

**Requested features**

- Add more currency options
- Separate debt tracking feature
- Integrate with other financial apps


### TipSplit IQ

[App page](https://appshunter.io/ios/app/tipsplit-iq/id6747277539)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Track Spending free?

Track Spending is free to download, with in-app purchases available.

### Is TipSplit IQ free?

TipSplit IQ is free to download, with no in-app purchases.

### Do Track Spending or TipSplit IQ have ads?

Neither Track Spending nor TipSplit IQ shows ads.

### Which is updated more often, Track Spending or TipSplit IQ?

Track Spending ships an update every 11 days, and TipSplit IQ every 3 weeks. Most recently, Track Spending was updated on October 22, 2026 and TipSplit IQ on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*