# 蚂蚁记账 vs 小牛记账

The clearest difference is iOS requirement: 蚂蚁记账 at 11.0 against 小牛记账's 13.0. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. 蚂蚁记账 sells 1 in-app purchase, starting at $0.99 per 7 days and 小牛记账 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for 蚂蚁记账 against 5.0 for 小牛记账. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

蚂蚁记账 ships an update every 10 days, 小牛记账 every 3 weeks. The most recent releases landed on October 11, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | 蚂蚁记账 | 小牛记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/id6445802595/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/id6472397218/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 64 MB | 35 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [汝磊 朱](https://appshunter.io/developer/1651363816) | [Shanghai Youqianhua Information Technology Co., Ltd.](https://appshunter.io/developer/1499784439) |

## What reviewers say

### 蚂蚁记账

[App page](https://appshunter.io/ios/app/id6445802595)

A free and user-friendly app to track your expenses and income. Visualize your spending habits with clear charts and gain control over your finances. Designed for quick and easy financial management on the go.

**Highlights:** Free expense tracking, Simple operation flow, Convenient mobile accounting, Consumption trend charts, Subscription for ad-free experience

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 蚂蚁记账去广告会员 | $0.99 | per 7 days |


### 小牛记账

[App page](https://appshunter.io/ios/app/id6472397218)

Easily track daily expenses and income with customizable accounts and categories. Gain insights into spending habits through smart data analysis and charts. Manage debts effectively to achieve financial stability.

**Highlights:** Intuitive transaction recording, Customizable accounts and categories, Smart data analysis and charts, Debt tracking and management, Financial habit building

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP会员 | $1.99 | one-time |


## Frequently asked questions

### Is 蚂蚁记账 free?

蚂蚁记账 is free to download, with in-app purchases available.

### Is 小牛记账 free?

小牛记账 is free to download, with in-app purchases available.

### Which has better reviews, 蚂蚁记账 or 小牛记账?

蚂蚁记账 and 小牛记账 are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do 蚂蚁记账 or 小牛记账 have ads?

Neither 蚂蚁记账 nor 小牛记账 shows ads.

### Which is updated more often, 蚂蚁记账 or 小牛记账?

蚂蚁记账 ships an update every 10 days, and 小牛记账 every 3 weeks. Most recently, 蚂蚁记账 was updated on October 11, 2026 and 小牛记账 on October 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*