# ФСЗН vs Искра | БНБ

The clearest difference is rating: Искра | БНБ at 2.0 against ФСЗН's 1.4. Искра | БНБ also leads on ratings volume (41 vs 13). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Искра | БНБ holds the better App Store score, 2.0 against 1.4. Both are backed by a comparable volume of ratings — 13 and 41 respectively. Written reviews complicate that: 20% of ФСЗН's written reviews are positive against 15% of Искра | БНБ's, so the app with the better star average is not the one people write more warmly about.

ФСЗН ships an update monthly, Искра | БНБ every 3 weeks. The most recent releases landed on September 14, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | ФСЗН | Искра | БНБ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.4 (13 ratings)](https://appshunter.io/ios/app/id6445809186/reviews) | **[2.0 (41 ratings)](https://appshunter.io/ios/app/id6480586304/reviews)** |
| Number of ratings | 13 | **41** |
| Positive reviews | **20.0% of reviews** | 14.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | — | Ad-supported |
| Size | 68 MB | 353 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [Фонд социальной защиты населения Министерства труда и социальной защиты Республики Беларусь](https://appshunter.io/developer/1673912014) | [BNB-BANK, OAO](https://appshunter.io/developer/1378927320) |

## What reviewers say

### ФСЗН

[App page](https://appshunter.io/ios/app/id6445809186)

**Features:** macOS Compatibility

**In-app purchases:** none


### Искра | БНБ

[App page](https://appshunter.io/ios/app/id6480586304)

Manage your finances with a user-friendly online banking app. Open accounts, make payments, exchange currency, and apply for loans easily. Track your spending and get 24/7 support.

**Highlights:** Open cards, accounts, and deposits, Make payments and transfers, Exchange currency at favorable rates, Manage accounts and cards, Apply for and pay off loans, Track finances with statements and history, Get online consultations 24/7

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is ФСЗН free?

ФСЗН is free to download, with no in-app purchases.

### Is Искра | БНБ free?

Искра | БНБ is free to download, with no in-app purchases.

### Which has better reviews, ФСЗН or Искра | БНБ?

Искра | БНБ is rated higher. ФСЗН averages 1.4 out of 5 from 13 ratings, while Искра | БНБ averages 2.0 from 41 ratings.

### Do ФСЗН or Искра | БНБ have ads?

Neither ФСЗН nor Искра | БНБ shows ads.

### Which is updated more often, ФСЗН or Искра | БНБ?

ФСЗН ships an update monthly, and Искра | БНБ every 3 weeks. Most recently, ФСЗН was updated on September 14, 2026 and Искра | БНБ on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*