# Gauss vs Splitfun

The clearest difference is in-app purchases: Gauss at none against Splitfun's 4. Gauss also leads on ratings volume (4.5K vs 2). Splitfun's advantage is iOS requirement (13.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Splitfun sells 4 in-app purchases, starting at $3.99 per month. Gauss asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for Gauss against 5.0 for Splitfun. That said, the two scores are not equally well evidenced: Gauss has 4.5K ratings behind it against 2, so its average is the more settled of the two.

Gauss ships an update weekly, Splitfun every 9 days. The most recent releases landed on October 25, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Gauss | Splitfun |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (4.5K ratings)](https://appshunter.io/ios/app/gauss-payoff-credit-card-debt/id6445810443/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/splitfun/id6740187024/reviews)** |
| Number of ratings | **4.5K** | 2 |
| Positive reviews | 46.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 9 days |
| Monetization | Subscription | **Free with in-app purchases** |
| Size | 176 MB | 25 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Gauss Rewards LLC](https://appshunter.io/developer/1673921471) | [FORWARD SILVER LTD](https://appshunter.io/developer/1646367039) |

## What reviewers say

### Gauss

[App page](https://appshunter.io/ios/app/gauss-payoff-credit-card-debt/id6445810443)

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

**Highlights:** Manage all credit cards in one app, Balance transfers to low APR credit lines, Credit building with reporting to bureaus, Payroll advance for late fee protection, Personalized AI financial assistant, Automated debt payoff strategies, Smart budgeting and cash flow tracking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast credit building
- 💡 Helpful credit tracking and budgeting tools
- 👍 Intuitive app design and user experience

**What reviewers complain about**

- 🐛 Buggy app and login issues
- ❌ Misleading or false advertising
- 💰 Unexpected fees and charges
- 🚫 Limited availability and accessibility

**Reported bugs**

- Account deletion and data removal problems
- Inconsistent app functionality across devices

**Requested features**

- Ability to remove connected accounts
- Customizable payment prioritization
- Improved customer support and responsiveness


### Splitfun

[App page](https://appshunter.io/ios/app/splitfun/id6740187024)

Effortlessly manage shared expenses with friends, family, and colleagues. Track who owes what for rent, trips, or meals and settle up quickly. Enjoy stress-free expense management with a user-friendly interface and secure cloud backup.

**Highlights:** Flexible bill splitting (equal, percentage, exact), Group management for trips, roommates, events, Real-time notifications for expenses and settlements, Cloud backup for secure data storage, User-friendly and intuitive interface, Privacy and security with data encryption

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Golden Member Monthly Card | $3.99 | per month |
| Golden Member Monthly Card | $3.99 | per month |
| Golden Member Yearly Card | $34.99 | per year |
| Golden Member Yearly Card | $34.99 | per year |


## Frequently asked questions

### Is Gauss free?

Gauss is free to download, with no in-app purchases.

### Is Splitfun free?

Splitfun is free to download, with in-app purchases available.

### Which has better reviews, Gauss or Splitfun?

Splitfun is rated higher. Gauss averages 4.9 out of 5 from 4.5K ratings, while Splitfun averages 5.0 from 2 ratings.

### Do Gauss or Splitfun have ads?

Neither Gauss nor Splitfun shows ads.

### Which is updated more often, Gauss or Splitfun?

Gauss ships an update weekly, and Splitfun every 9 days. Most recently, Gauss was updated on October 25, 2026 and Splitfun on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*