# PayGram Corp vs ChipInPool

The clearest difference is rating: ChipInPool at 5.0 against PayGram Corp's 4.5. ChipInPool also leads on update cadence (every 5 days vs every 3 months). PayGram Corp's advantage is iOS requirement (13.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ChipInPool holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 4 respectively.

PayGram Corp ships an update every 3 months, ChipInPool every 5 days. The most recent releases landed on June 5, 2026 and June 2, 2026 respectively.

## The numbers

| Metric | PayGram Corp | ChipInPool |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2 ratings)](https://appshunter.io/ios/app/paygram-corp/id6445844262/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/chipinpool/id6741926843/reviews)** |
| Number of ratings | 2 | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 days** |
| Monetization | Free | Free |
| Size | 45 MB | 40 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 12+ |
| Developer | [PayGram Corporation](https://appshunter.io/developer/1632246575) | [Jordan Pollard](https://appshunter.io/developer/1141769853) |

## What reviewers say

### PayGram Corp

[App page](https://appshunter.io/ios/app/paygram-corp/id6445844262)

This digital finance platform allows users to send money globally using debit cards, ACH, and digital wallets. It functions as a secure store of value for your funds.

**Highlights:** Global money transfers, Debit card payments, ACH electronic payments, Digital wallet functionality, Store of value

**Features:** macOS Compatibility

**In-app purchases:** none


### ChipInPool

[App page](https://appshunter.io/ios/app/chipinpool/id6741926843)

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

**Highlights:** Pool funds for trips, events, and gifts, Virtual Visa card for spending, Pay Me Back links for easy collection, Spend Now Marketplace with discounts, Wallet and bank transfers, Smart auto-contributions, Real-time notifications

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is PayGram Corp free?

PayGram Corp is free to download, with no in-app purchases.

### Is ChipInPool free?

ChipInPool is free to download, with no in-app purchases.

### Which has better reviews, PayGram Corp or ChipInPool?

ChipInPool is rated higher. PayGram Corp averages 4.5 out of 5 from 2 ratings, while ChipInPool averages 5.0 from 4 ratings.

### Do PayGram Corp or ChipInPool have ads?

Neither PayGram Corp nor ChipInPool shows ads.

### Which is updated more often, PayGram Corp or ChipInPool?

PayGram Corp ships an update every 3 months, and ChipInPool every 5 days. Most recently, PayGram Corp was updated on June 5, 2026 and ChipInPool on June 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*