# OTR Clutch vs RapidFX by Rapidfire Pay

The clearest difference is update cadence: OTR Clutch at every 5 weeks against RapidFX by Rapidfire Pay's every 15 months. RapidFX by Rapidfire Pay's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OTR Clutch ships an update every 5 weeks, RapidFX by Rapidfire Pay every 15 months. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | OTR Clutch | RapidFX by Rapidfire Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (194 ratings)](https://appshunter.io/ios/app/otr-clutch/id6445851199/reviews)** | — |
| Number of ratings | **194** | — |
| Positive reviews | 20.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 15 months |
| Monetization | Free | — |
| Size | 112 MB | 49 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [OTR Capital LLC](https://appshunter.io/developer/1031043529) | [FactorGenie](https://appshunter.io/developer/1726934536) |

## What reviewers say

### OTR Clutch

[App page](https://appshunter.io/ios/app/otr-clutch/id6445851199)

An online banking solution designed for trucking companies. Earn unlimited cash back on debit purchases, build business credit, and access financial services. Partnered with FDIC insured Thread Bank for security.

**Highlights:** Unlimited cash back on debit purchases, Build business credit, Access to financing options, No fees, minimums, or credit checks, FDIC insured partner, Integrated with OTR Solutions services

**Features:** Apple Wallet

**In-app purchases:** none


### RapidFX by Rapidfire Pay

[App page](https://appshunter.io/ios/app/rapidfx-by-rapidfire-pay/id6737540910)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OTR Clutch free?

OTR Clutch is free to download, with no in-app purchases.

### Is RapidFX by Rapidfire Pay free?

RapidFX by Rapidfire Pay is free to download, with no in-app purchases.

### Do OTR Clutch or RapidFX by Rapidfire Pay have ads?

Neither OTR Clutch nor RapidFX by Rapidfire Pay shows ads.

### Which is updated more often, OTR Clutch or RapidFX by Rapidfire Pay?

OTR Clutch ships an update every 5 weeks, and RapidFX by Rapidfire Pay every 15 months. Most recently, OTR Clutch was updated on November 7, 2026 and RapidFX by Rapidfire Pay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*