# Mavrid vs Universalbank

The clearest difference is rating: Universalbank at 5.0 against Mavrid's 4.7. Universalbank also leads on device support (3 vs 1). Mavrid's advantage is ratings volume (95 vs 2) and update cadence (every 5 days vs fortnightly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Universalbank holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Mavrid has 95 ratings behind it against 2, so its average is the more settled of the two.

Mavrid ships an update every 5 days, Universalbank fortnightly. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Mavrid | Universalbank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (95 ratings)](https://appshunter.io/ios/app/mavrid/id6445884560/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/universalbank/id6453759395/reviews)** |
| Number of ratings | **95** | 2 |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 522 MB | 134 MB |
| Requires iOS | 16.6 | **15** |
| Devices | iPhone | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Mikrokreditbank ATB](https://appshunter.io/developer/1440132931) | [Universalbank](https://appshunter.io/developer/1269199067) |

## What reviewers say

### Mavrid

[App page](https://appshunter.io/ios/app/mavrid/id6445884560)

Manage your money securely and conveniently with this mobile application. Send, receive, and save funds quickly with features like P2P transfers, currency exchange, and online deposits. It also supports microloans and bill payments.

**Highlights:** P2P money transfers, Online currency conversion, Currency accounts and wallets, Online deposit accounts, Microloan applications, Loan repayment, QR code payments, Service payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Universalbank

[App page](https://appshunter.io/ios/app/universalbank/id6453759395)

Manage your personal banking remotely with this official mobile system. Perform transactions, view account details, make payments for various services, and track loans and deposits.

**Highlights:** Account balance and transaction history, Fund transfers between accounts, Loan and deposit information, Retail and utility service payments, Mobile and internet service payments, Currency exchange rates, Bank announcements and newsletters

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mavrid free?

Mavrid is free to download, with no in-app purchases.

### Is Universalbank free?

Universalbank is free to download, with no in-app purchases.

### Which has better reviews, Mavrid or Universalbank?

Universalbank is rated higher. Mavrid averages 4.7 out of 5 from 95 ratings, while Universalbank averages 5.0 from 2 ratings.

### Do Mavrid or Universalbank have ads?

Neither Mavrid nor Universalbank shows ads.

### Which is updated more often, Mavrid or Universalbank?

Mavrid ships an update every 5 days, and Universalbank fortnightly. Most recently, Mavrid was updated on October 30, 2026 and Universalbank on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*