# Monthly Checklist vs Debt Tracker Master

The clearest difference is review sentiment: Monthly Checklist at 100% against Debt Tracker Master's 0%. Monthly Checklist also leads on ads (none vs shown) and update cadence (daily vs every 3 days). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Monthly Checklist sells 3 one-off in-app purchases and Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Monthly Checklist ships an update daily, Debt Tracker Master every 3 days. The most recent releases landed on June 9, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Monthly Checklist | Debt Tracker Master |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.7 (3 ratings)](https://appshunter.io/ios/app/debt-tracker-master/id6473278027/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Daily** | Every 3 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 1 MB | 50 MB |
| Requires iOS | **16.2** | 16.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Zoltan Daniel Torok](https://appshunter.io/developer/1516607860) | [娜 杨](https://appshunter.io/developer/1700983284) |

## What reviewers say

### Monthly Checklist

[App page](https://appshunter.io/ios/app/monthly-checklist/id6445912935)

Easily manage your recurring monthly bills and subscriptions. This app helps you visualize your payment status for the month, ensuring you never miss a due date. Manually update payment statuses to stay organized.

**Highlights:** Track monthly expenses, Manage subscriptions, Visualize payment status, Add phone plans and loans, Manual status updates

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Espresso | $0.99 | one-time |
| Double espresso | $2.99 | one-time |
| Latte | $4.99 | one-time |


### Debt Tracker Master

[App page](https://appshunter.io/ios/app/debt-tracker-master/id6473278027)

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

**Highlights:** Debt recording and organization, Repayment progress tracking, Payment planning outlook, Customizable payment reminders, Personal finance learning resources, Debt reduction reports

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| DebtTracker Pro Monthly | $3.99 | per month |
| DebtTracker Pro Yearly | $17.99 | per year |
| Remove Ads | $3.99 | one-time |
| DebtTracker Pro Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Monthly Checklist free?

Monthly Checklist is free to download, with in-app purchases available.

### Is Debt Tracker Master free?

Debt Tracker Master is free to download, with in-app purchases available.

### Do Monthly Checklist or Debt Tracker Master have ads?

Debt Tracker Master shows ads; Monthly Checklist does not.

### Which is updated more often, Monthly Checklist or Debt Tracker Master?

Monthly Checklist ships an update daily, and Debt Tracker Master every 3 days. Most recently, Monthly Checklist was updated on June 9, 2026 and Debt Tracker Master on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*