# Mortgages by OVM vs KeySteps

The clearest difference is rating: Mortgages by OVM at 5.0 against KeySteps's 3.7. Mortgages by OVM also leads on monetization model (free vs ad-supported). KeySteps's advantage is update cadence (monthly vs every 2 months) and ratings volume (6 vs 2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mortgages by OVM holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 2 and 6 respectively.

Mortgages by OVM ships an update every 2 months, KeySteps monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Mortgages by OVM | KeySteps |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/mortgages-by-ovm/id6445966522/reviews)** | [3.7 (6 ratings)](https://appshunter.io/ios/app/keysteps/id6642643003/reviews) |
| Number of ratings | 2 | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 102 MB | 114 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [AnnieMac Home Mortgage](https://appshunter.io/developer/1425159241) | [Finlocker LLC](https://appshunter.io/developer/1357188723) |

## What reviewers say

### Mortgages by OVM

[App page](https://appshunter.io/ios/app/mortgages-by-ovm/id6445966522)

This app simplifies the home financing journey by allowing users to apply for home loans, compare lending options, and track their application status. It connects users with loan originators and facilitates document scanning directly from a smartphone.

**Highlights:** Apply for home loans, Compare lending options, Connect with loan originators, Scan documents, Track application status, Access industry news

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### KeySteps

[App page](https://appshunter.io/ios/app/keysteps/id6642643003)

This financial assistant helps users achieve homeownership by providing tools for credit monitoring, affordability analysis, and mortgage readiness assessment. It also features real estate listings and connects users with lenders for guidance.

**Highlights:** Free credit score, report, and monitoring, Affordability analysis, Real estate listings search, Mortgage readiness assessment, Financial insights (savings, DTI, net worth), Lender connection for guidance

**In-app purchases:** none


## Frequently asked questions

### Is Mortgages by OVM free?

Mortgages by OVM is free to download, with no in-app purchases.

### Is KeySteps free?

KeySteps is free to download, with no in-app purchases.

### Which has better reviews, Mortgages by OVM or KeySteps?

Mortgages by OVM is rated higher. Mortgages by OVM averages 5.0 out of 5 from 2 ratings, while KeySteps averages 3.7 from 6 ratings.

### Do Mortgages by OVM or KeySteps have ads?

Neither Mortgages by OVM nor KeySteps shows ads.

### Which is updated more often, Mortgages by OVM or KeySteps?

Mortgages by OVM ships an update every 2 months, and KeySteps monthly. Most recently, Mortgages by OVM was updated on October 24, 2026 and KeySteps on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*