# MySpend vs PyCashFlow

The clearest difference is update cadence: PyCashFlow at every 5 days against MySpend's every 3 weeks. PyCashFlow also leads on ratings volume (3 vs 1). MySpend's advantage is iOS requirement (15.1 vs 17.0). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. MySpend sells 5 in-app purchases, starting at $0.99 per 7 days and PyCashFlow sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for MySpend against 5.0 for PyCashFlow. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

MySpend ships an update every 3 weeks, PyCashFlow every 5 days. The most recent releases landed on October 7, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | MySpend | PyCashFlow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/myspend-shared-budget-tracker/id6446052184/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/pycashflow/id6763399685/reviews) |
| Number of ratings | 1 | **3** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 45 MB | 4 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Vadim Holub](https://appshunter.io/developer/1675678220) | [H3 Consulting Partners LLC](https://appshunter.io/developer/1895296743) |

## What reviewers say

### MySpend

[App page](https://appshunter.io/ios/app/myspend-shared-budget-tracker/id6446052184)

Effortlessly track personal or shared expenses with this finance app. It offers quick transaction logging, multiple wallet options, and customizable categories. Share specific spending categories with others via a simple link for collaborative budgeting.

**Highlights:** Quick expense logging, Multiple wallet support, Customizable spending categories, Shareable expense links, Real-time sync for shared budgets, Visual spending analytics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $0.99 | per 7 days |
| Monthly Subscription | $2.99 | per month |
| Annual Subscription | $14.99 | per year |
| Forever without Subscription | $34.99 | per 6 months |
| Forever without Subscription | $39.99 | one-time |


### PyCashFlow

[App page](https://appshunter.io/ios/app/pycashflow/id6763399685)

Forecast your future bank balance to avoid shortfalls and plan spending. Test 'what if' financial scenarios with AI-powered insights. Access securely via cloud or self-host for full control.

**Highlights:** Cash flow forecasting, Scenario planning, AI-powered insights, Secure bank syncing, Self-hosted or cloud deployment, Ad-free experience

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PyCashFlow Cloud Monthly | $9.99 | per month |
| PyCashFlow Cloud Annual | $59.99 | per year |


## Frequently asked questions

### Is MySpend free?

MySpend is free to download, with in-app purchases available.

### Is PyCashFlow free?

PyCashFlow is free to download, with in-app purchases available.

### Which has better reviews, MySpend or PyCashFlow?

MySpend and PyCashFlow are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.

### Do MySpend or PyCashFlow have ads?

Neither MySpend nor PyCashFlow shows ads.

### Which is updated more often, MySpend or PyCashFlow?

MySpend ships an update every 3 weeks, and PyCashFlow every 5 days. Most recently, MySpend was updated on October 7, 2026 and PyCashFlow on October 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*