# PayMe.tech vs Upayogi Saving iSmart

The clearest difference is iOS requirement: Upayogi Saving iSmart at 12.1 against PayMe.tech's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayMe.tech ships an update fortnightly, Upayogi Saving iSmart every 4 weeks. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | PayMe.tech | Upayogi Saving iSmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/paymetech/id6446091612/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 weeks |
| Monetization | Free | — |
| Size | 35 MB | 67 MB |
| Requires iOS | 15.6 | **12.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Payme Digital For Payment Services Provider CO.L.L.C](https://appshunter.io/developer/1675873757) | [Devanasoft Pvt Ltd](https://appshunter.io/developer/1694777395) |

## What reviewers say

### PayMe.tech

[App page](https://appshunter.io/ios/app/paymetech/id6446091612)

Easily pay bills and send money internationally with this secure e-payment solution. Manage obligations, send gift cards, and access exclusive offers from anywhere in the world.

**Highlights:** Cross-border bill payments, Send gift cards and vouchers, Prepaid card management, Access to offers and discounts, Real-time payments, Secure transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### Upayogi Saving iSmart

[App page](https://appshunter.io/ios/app/upayogi-saving-ismart/id6480114864)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayMe.tech free?

PayMe.tech is free to download, with no in-app purchases.

### Is Upayogi Saving iSmart free?

Upayogi Saving iSmart is free to download, with no in-app purchases.

### Do PayMe.tech or Upayogi Saving iSmart have ads?

Neither PayMe.tech nor Upayogi Saving iSmart shows ads.

### Which is updated more often, PayMe.tech or Upayogi Saving iSmart?

PayMe.tech ships an update fortnightly, and Upayogi Saving iSmart every 4 weeks. Most recently, PayMe.tech was updated on October 24, 2026 and Upayogi Saving iSmart on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*