# PayMe.tech vs Utkrishta iSmart

The clearest difference is update cadence: PayMe.tech at every 2 weeks against Utkrishta iSmart's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayMe.tech ships an update every 2 weeks, Utkrishta iSmart every 3 months. The most recent releases landed on October 17, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | PayMe.tech | Utkrishta iSmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/paymetech/id6446091612/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free | — |
| Size | 35 MB | 79 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Payme Digital For Payment Services Provider CO.L.L.C](https://appshunter.io/developer/1675873757) | [Devanasoft Pvt Ltd](https://appshunter.io/developer/1694777395) |

## What reviewers say

### PayMe.tech

[App page](https://appshunter.io/ios/app/paymetech/id6446091612)

Easily pay bills and send money internationally with this secure e-payment solution. Manage obligations, send gift cards, and access exclusive offers from anywhere in the world.

**Highlights:** Cross-border bill payments, Send gift cards and vouchers, Prepaid card management, Access to offers and discounts, Real-time payments, Secure transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### Utkrishta iSmart

[App page](https://appshunter.io/ios/app/utkrishta-ismart/id6744097347)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayMe.tech free?

PayMe.tech is free to download, with no in-app purchases.

### Is Utkrishta iSmart free?

Utkrishta iSmart is free to download, with no in-app purchases.

### Do PayMe.tech or Utkrishta iSmart have ads?

Neither PayMe.tech nor Utkrishta iSmart shows ads.

### Which is updated more often, PayMe.tech or Utkrishta iSmart?

PayMe.tech ships an update every 2 weeks, and Utkrishta iSmart every 3 months. Most recently, PayMe.tech was updated on October 17, 2026 and Utkrishta iSmart on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*