# LoanNav vs Representative Payee Ledger

The clearest difference is in-app purchases: LoanNav at none against Representative Payee Ledger's 2. Representative Payee Ledger's advantage is update cadence (every 2 weeks vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Representative Payee Ledger sells 2 in-app purchases, starting at $24.99 per year. LoanNav asks for nothing beyond the download.

LoanNav ships an update every 5 months, Representative Payee Ledger every 2 weeks. The most recent releases landed on November 7, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | LoanNav | Representative Payee Ledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.6K ratings)](https://appshunter.io/ios/app/loannav/id6446093898/reviews)** | — |
| Number of ratings | **2.6K** | — |
| Positive reviews | 10.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 206 MB | 3 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Cornerstone Capital Bank, SSB](https://appshunter.io/developer/963945039) | [DK4G Technologies, LLC](https://appshunter.io/developer/6805303303) |

## What reviewers say

### LoanNav

[App page](https://appshunter.io/ios/app/loannav/id6446093898)

Manage your loan account conveniently from your mobile device. Make and track payments, access escrow details, and sign up for services like autopay. Securely message your customer care team and access important documents.

**Highlights:** Make and view payments, Access escrow information, Sign up for autopay, View statements and tax documents, Message Customer Care

**In-app purchases:** none


### Representative Payee Ledger

[App page](https://appshunter.io/ios/app/representative-payee-ledger/id6813762851)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payee Ledger Pro Annual | $24.99 | per year |
| Payee Ledger Pro Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is LoanNav free?

LoanNav is free to download, with no in-app purchases.

### Is Representative Payee Ledger free?

Representative Payee Ledger is free to download, with in-app purchases available.

### Do LoanNav or Representative Payee Ledger have ads?

Neither LoanNav nor Representative Payee Ledger shows ads.

### Which is updated more often, LoanNav or Representative Payee Ledger?

LoanNav ships an update every 5 months, and Representative Payee Ledger every 2 weeks. Most recently, LoanNav was updated on November 7, 2026 and Representative Payee Ledger on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*