# 有喔记账 vs 商付火

The clearest difference is in-app purchases: 商付火 at none against 有喔记账's 2. 商付火 also leads on ads (none vs shown). 有喔记账's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence and device support there is nothing between them.

Both are free to download. 有喔记账 sells 2 in-app purchases, starting at $4.99 per year. 商付火 asks for nothing beyond the download.

有喔记账 ships an update monthly, 商付火 every 3 weeks. The most recent releases landed on October 25, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | 有喔记账 | 商付火 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 3 weeks** |
| Size | 39 MB | 71 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [合肥佐优科技有限公司](https://appshunter.io/developer/1676089143) | [金华市一心一意网络科技有限公司](https://appshunter.io/developer/1715422266) |

## What reviewers say

### 有喔记账

[App page](https://appshunter.io/ios/app/id6446121193)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 年度会员 | $4.99 | per year |
| 永久会员 | $24.99 | one-time |


### 商付火

[App page](https://appshunter.io/ios/app/id6654903254)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 有喔记账 free?

有喔记账 is free to download, with in-app purchases available.

### Is 商付火 free?

商付火 is free to download, with no in-app purchases.

### Do 有喔记账 or 商付火 have ads?

有喔记账 shows ads; 商付火 does not.

### Which is updated more often, 有喔记账 or 商付火?

有喔记账 ships an update monthly, and 商付火 every 3 weeks. Most recently, 有喔记账 was updated on October 25, 2026 and 商付火 on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*