# budgi vs Quartzo

The clearest difference is rating: budgi at 4.8 against Quartzo's 4.3. budgi also leads on iOS requirement (15.0 vs 18). Quartzo's advantage is update cadence (weekly vs every 5 weeks) and review sentiment (62% vs 43%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. budgi sells 12 in-app purchases, starting at $1.99 per month and Quartzo sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

budgi holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews complicate that: 43% of budgi's written reviews are positive against 62% of Quartzo's, so the app with the better star average is not the one people write more warmly about.

budgi ships an update every 5 weeks, Quartzo weekly. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | budgi | Quartzo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/budgi-finances-with-ai/id6446124561/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/quartzo-spending-tracker/id6446209514/reviews) |
| Number of ratings | **5** | 4 |
| Positive reviews | 43.5% of reviews | **61.9% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Weekly** |
| Monetization | Freemium | Freemium |
| Size | 88 MB | 24 MB |
| Requires iOS | **15.0** | 18 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | +4 | +17 |
| Developer | [Brandow Buenos Aires Madeira](https://appshunter.io/developer/1597133199) | [Rafael Ramos](https://appshunter.io/developer/1654347075) |

## What reviewers say

### budgi

[App page](https://appshunter.io/ios/app/budgi-finances-with-ai/id6446124561)

This app uses AI and Open Finance to automatically sync your bank accounts and cards for personalized financial management. Get insights, tips, and strategies from your AI assistant to save more and understand spending habits.

**Highlights:** AI-powered financial insights, Automatic bank account syncing, Personalized budgeting tools, Spending habit analysis, Payment reminders and alerts, Multi-currency support

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (12)**

| Purchase | Price | Billing |
| --- | --- | --- |
| budgi Plus (Monthly) | $1.99 | per month |
| budgi Plus (Partners Monthly) | $1.99 | per month |
| budgi Pro (Partners Monthly) | $2.99 | per month |
| budgi Pro (Monthly) | $3.99 | per month |
| budgi Business (Partners Monthly) | $5.99 | per month |
| budgi Business (Monthly) | $7.99 | per month |
| budgi Plus (Partners Yearly) | $14.99 | per year |
| budgi Plus (Yearly) | $14.99 | per year |
| budgi Pro (Partners Yearly) | $22.99 | per year |
| budgi Pro (Yearly) | $29.99 | per year |
| budgi Business (Partners Yearly) | $49.99 | per year |
| budgi Business (Yearly) | $59.99 | per year |


### Quartzo

[App page](https://appshunter.io/ios/app/quartzo-spending-tracker/id6446209514)

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

**Highlights:** Multiple wallets for account organization, Expense categorization, Automated recurring transaction recording, Customizable expense notifications, iCloud backup for data security, Home screen widgets for quick viewing and addition, Apple Pay transaction recognition integration

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quartzo Pro: Monthly | $1.99 | per month |
| Quartzo Pro: Annually | $14.99 | per year |
| Quartzo Pro: Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is budgi free?

budgi is free to download, with in-app purchases available.

### Is Quartzo free?

Quartzo is free to download, with in-app purchases available.

### Which has better reviews, budgi or Quartzo?

budgi is rated higher. budgi averages 4.8 out of 5 from 5 ratings, while Quartzo averages 4.3 from 4 ratings.

### Do budgi or Quartzo have ads?

Neither budgi nor Quartzo shows ads.

### Which is updated more often, budgi or Quartzo?

budgi ships an update every 5 weeks, and Quartzo weekly. Most recently, budgi was updated on September 22, 2026 and Quartzo on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*