# budgi vs PANDA+

The clearest difference is in-app purchases: PANDA+ at none against budgi's 10. PANDA+ also leads on iOS requirement (13.0 vs 15.0). budgi's advantage is update cadence (every 5 weeks vs every 6 months). On price, ads and device support there is nothing between them.

Both are free to download. budgi sells 10 in-app purchases, starting at $1.99 per month. PANDA+ asks for nothing beyond the download.

budgi ships an update every 5 weeks, PANDA+ every 6 months. The most recent releases landed on November 7, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | budgi | PANDA+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/budgi-finances-with-ai/id6446124561/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 45.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 months |
| Monetization | Freemium | — |
| Size | 93 MB | 81 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | +4 | 17+ |
| Developer | [Brandow Buenos Aires Madeira](https://appshunter.io/developer/1597133199) | [POSTOAKI DESENVOLVIMENTO TECNOLOGICO LTDA](https://appshunter.io/developer/1186130596) |

## What reviewers say

### budgi

[App page](https://appshunter.io/ios/app/budgi-finances-with-ai/id6446124561)

This app uses AI and Open Finance to automatically sync your bank accounts and cards for personalized financial management. Get insights, tips, and strategies from your AI assistant to save more and understand spending habits.

**Highlights:** AI-powered financial insights, Automatic bank account syncing, Personalized budgeting tools, Spending habit analysis, Payment reminders and alerts, Multi-currency support

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| budgi Plus (Monthly) | $1.99 | per month |
| budgi Plus (Partners Monthly) | $1.99 | per month |
| budgi Pro (Partners Monthly) | $2.99 | per month |
| budgi Pro (Monthly) | $3.99 | per month |
| budgi Business (Partners Monthly) | $5.99 | per month |
| budgi Plus (Yearly) | $14.99 | per year |
| budgi Plus (Partners Yearly) | $14.99 | per year |
| budgi Pro (Partners Yearly) | $22.99 | per year |
| budgi Pro (Yearly) | $29.99 | per year |
| budgi Business (Partners Yearly) | $49.99 | per year |


### PANDA+

[App page](https://appshunter.io/ios/app/panda-plus/id6755233368)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is budgi free?

budgi is free to download, with in-app purchases available.

### Is PANDA+ free?

PANDA+ is free to download, with no in-app purchases.

### Do budgi or PANDA+ have ads?

Neither budgi nor PANDA+ shows ads.

### Which is updated more often, budgi or PANDA+?

budgi ships an update every 5 weeks, and PANDA+ every 6 months. Most recently, budgi was updated on November 7, 2026 and PANDA+ on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*