# budgi vs SmartFlow+

The clearest difference is in-app purchases: SmartFlow+ at none against budgi's 12. SmartFlow+ also leads on update cadence (every 10 days vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. budgi sells 12 in-app purchases, starting at $1.99 per month. SmartFlow+ asks for nothing beyond the download.

budgi ships an update every 5 weeks, SmartFlow+ every 10 days. Both last shipped on October 30, 2026.

## The numbers

| Metric | budgi | SmartFlow+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/budgi-finances-with-ai/id6446124561/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 45.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 10 days** |
| Monetization | Freemium | — |
| Size | 93 MB | 24 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | +4 | 4+ |
| Developer | [Brandow Buenos Aires Madeira](https://appshunter.io/developer/1597133199) | [MARIO SERGIO SIERRA DELFINO](https://appshunter.io/developer/1735130005) |

## What reviewers say

### budgi

[App page](https://appshunter.io/ios/app/budgi-finances-with-ai/id6446124561)

This app uses AI and Open Finance to automatically sync your bank accounts and cards for personalized financial management. Get insights, tips, and strategies from your AI assistant to save more and understand spending habits.

**Highlights:** AI-powered financial insights, Automatic bank account syncing, Personalized budgeting tools, Spending habit analysis, Payment reminders and alerts, Multi-currency support

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (12)**

| Purchase | Price | Billing |
| --- | --- | --- |
| budgi Plus (Monthly) | $1.99 | per month |
| budgi Plus (Partners Monthly) | $1.99 | per month |
| budgi Pro (Partners Monthly) | $2.99 | per month |
| budgi Pro (Monthly) | $3.99 | per month |
| budgi Business (Partners Monthly) | $5.99 | per month |
| budgi Business (Monthly) | $7.99 | per month |
| budgi Plus (Yearly) | $14.99 | per year |
| budgi Plus (Partners Yearly) | $14.99 | per year |
| budgi Pro (Partners Yearly) | $22.99 | per year |
| budgi Pro (Yearly) | $29.99 | per year |
| budgi Business (Partners Yearly) | $49.99 | per year |
| budgi Business (Yearly) | $59.99 | per year |


### SmartFlow+

[App page](https://appshunter.io/ios/app/smartflow-plus/id6757087709)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is budgi free?

budgi is free to download, with in-app purchases available.

### Is SmartFlow+ free?

SmartFlow+ is free to download, with no in-app purchases.

### Do budgi or SmartFlow+ have ads?

Neither budgi nor SmartFlow+ shows ads.

### Which is updated more often, budgi or SmartFlow+?

budgi ships an update every 5 weeks, and SmartFlow+ every 10 days. Most recently, budgi was updated on October 30, 2026 and SmartFlow+ on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*