# Finma vs Split2Calc

The clearest difference is update cadence: Split2Calc at every 4 days against Finma's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Finma sells 7 in-app purchases, starting at $1.99 per 7 days and Split2Calc sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Finma ships an update every 2 weeks, Split2Calc every 4 days. The most recent releases landed on October 18, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Finma | Split2Calc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (44 ratings)](https://appshunter.io/ios/app/finma-ai-finance-tracker/id6446134557/reviews)** | — |
| Number of ratings | **44** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | Freemium | — |
| Size | 137 MB | 21 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [Tanmay Sonawane](https://appshunter.io/developer/507744776) | [HRISTO STANKOV STANKOV](https://appshunter.io/developer/1708785181) |

## What reviewers say

### Finma

[App page](https://appshunter.io/ios/app/finma-ai-finance-tracker/id6446134557)

This personal finance assistant automates expense tracking through SMS, email, bank connections, and AI-powered PDF/CSV imports. It offers privacy-focused on-device storage, budget alerts, rule-based categorization, and subscription management.

**Highlights:** Automated expense tracking (SMS, email, bank, PDF, CSV), Privacy-first on-device data storage, Unlimited transactions and budgets in free tier, Budget alerts and rule-based auto-categorization, Subscription tracking and payment reminders, Interactive charts and visual filtering, Cash flow analysis

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Weekly Plan | $1.99 | per 7 days |
| Premium Monthly Plan | $4.99 | per month |
| Premium Yearly Plan | $14.99 | per year |
| Premium Yearly Plan | $49.99 | per year |
| Premium Yearly Plan (Family) | $99.99 | per year |
| Premium Lifetime Plan | $149.99 | one-time |
| Premium Lifetime Plan (Family) | $199.99 | one-time |


### Split2Calc

[App page](https://appshunter.io/ios/app/split2calc/id6475256808)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Try-and-Go | $0.99 | per 7 days |
| Pay-As-You-Go | $3.99 | per month |
| Annual Saver | $29.99 | per year |


## Frequently asked questions

### Is Finma free?

Finma is free to download, with in-app purchases available.

### Is Split2Calc free?

Split2Calc is free to download, with in-app purchases available.

### Do Finma or Split2Calc have ads?

Neither Finma nor Split2Calc shows ads.

### Which is updated more often, Finma or Split2Calc?

Finma ships an update every 2 weeks, and Split2Calc every 4 days. Most recently, Finma was updated on October 18, 2026 and Split2Calc on October 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*