# Finma vs Windfall

The clearest difference is rating: Windfall at 5.0 against Finma's 4.6. Finma's advantage is ratings volume (44 vs 2) and iOS requirement (17.0 vs 26.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Finma sells 7 in-app purchases, starting at $1.99 per 7 days and Windfall sells 4 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Windfall holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Finma has 44 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 50% and 50% positive.

Finma ships an update every 2 weeks, Windfall every 8 days. Both last shipped on October 30, 2026.

## The numbers

| Metric | Finma | Windfall |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (44 ratings)](https://appshunter.io/ios/app/finma-ai-finance-tracker/id6446134557/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/windfall-expense-tracker/id6479275107/reviews)** |
| Number of ratings | **44** | 2 |
| Positive reviews | 50.0% of reviews | 50.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 8 days** |
| Monetization | Freemium | Freemium |
| Size | 137 MB | 56 MB |
| Requires iOS | **17.0** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | +4 |
| Developer | [Tanmay Sonawane](https://appshunter.io/developer/507744776) | [Swapnanil Dhol](https://appshunter.io/developer/1448345447) |

## What reviewers say

### Finma

[App page](https://appshunter.io/ios/app/finma-ai-finance-tracker/id6446134557)

This personal finance assistant automates expense tracking through SMS, email, bank connections, and AI-powered PDF/CSV imports. It offers privacy-focused on-device storage, budget alerts, rule-based categorization, and subscription management.

**Highlights:** Automated expense tracking (SMS, email, bank, PDF, CSV), Privacy-first on-device data storage, Unlimited transactions and budgets in free tier, Budget alerts and rule-based auto-categorization, Subscription tracking and payment reminders, Interactive charts and visual filtering, Cash flow analysis

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Weekly Plan | $1.99 | per 7 days |
| Premium Monthly Plan | $4.99 | per month |
| Premium Yearly Plan | $14.99 | per year |
| Premium Yearly Plan | $49.99 | per year |
| Premium Yearly Plan (Family) | $99.99 | per year |
| Premium Lifetime Plan | $149.99 | one-time |
| Premium Lifetime Plan (Family) | $199.99 | one-time |


### Windfall

[App page](https://appshunter.io/ios/app/windfall-expense-tracker/id6479275107)

Effortlessly log expenses by typing a sentence, using Siri, or scanning receipts. The app intelligently extracts transaction details, categorizes them, and offers bill management and budget tracking. It provides a clear overview of your finances without requiring bank logins.

**Highlights:** Natural language expense logging, Siri integration for transactions, Receipt scanning and import, Upcoming bill and income tracking, Customizable account card designs, Budget progress visualization, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Money Buddy Weekly | $2.99 | per 7 days |
| Monthly Pro | $2.99 | per month |
| Yearly Pro | $12.99 | per year |
| Lifetime Pro | $19.99 | one-time |


## Frequently asked questions

### Is Finma free?

Finma is free to download, with in-app purchases available.

### Is Windfall free?

Windfall is free to download, with in-app purchases available.

### Which has better reviews, Finma or Windfall?

Windfall is rated higher. Finma averages 4.6 out of 5 from 44 ratings, while Windfall averages 5.0 from 2 ratings.

### Do Finma or Windfall have ads?

Neither Finma nor Windfall shows ads.

### Which is updated more often, Finma or Windfall?

Finma ships an update every 2 weeks, and Windfall every 8 days. Most recently, Finma was updated on October 30, 2026 and Windfall on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*