# Art Pay vs NovaPay

The clearest difference is rating: Art Pay at 5.0 against NovaPay's 4.2. Art Pay also leads on update cadence (every 9 days vs every 3 weeks). NovaPay's advantage is ratings volume (34 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Art Pay holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: NovaPay has 34 ratings behind it against 2, so its average is the more settled of the two.

Art Pay ships an update every 9 days, NovaPay every 3 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | Art Pay | NovaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/art-pay/id6446146191/reviews)** | [4.2 (34 ratings)](https://appshunter.io/ios/app/novapay-payment-systems/id6449020548/reviews) |
| Number of ratings | 2 | **34** |
| Positive reviews | — | 55.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 33 MB | 135 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [ArtPayCrypto OU](https://appshunter.io/developer/1676254906) | [NovaPay LLC](https://appshunter.io/developer/1687452275) |

## What reviewers say

### Art Pay

[App page](https://appshunter.io/ios/app/art-pay/id6446146191)

Manage your digital assets with a streamlined crypto wallet. Easily spend cryptocurrencies like BTC or ETH using virtual or physical debit cards. Interact with decentralized applications and control your tokens securely.

**Highlights:** Cryptocurrency spending, Virtual and physical debit cards, Link bank cards to crypto, Interact with dApps, Send and receive funds, Token control

**Features:** macOS Compatibility

**In-app purchases:** none


### NovaPay

[App page](https://appshunter.io/ios/app/novapay-payment-systems/id6449020548)

Manage your personal finances with this app, offering easy account opening in EUR and PLN across the EEA. Make secure payments via IBAN, Google Pay, or Apple Pay, and withdraw cash conveniently. Enjoy a modern, fast, and easy alternative to traditional banking for your financial needs.

**Highlights:** Open EUR and PLN accounts, Secure virtual cards, IBAN money transfers, NFC cash withdrawals, Google Pay/Apple Pay integration, 24/7 multi-language support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Art Pay free?

Art Pay is free to download, with no in-app purchases.

### Is NovaPay free?

NovaPay is free to download, with no in-app purchases.

### Which has better reviews, Art Pay or NovaPay?

Art Pay is rated higher. Art Pay averages 5.0 out of 5 from 2 ratings, while NovaPay averages 4.2 from 34 ratings.

### Do Art Pay or NovaPay have ads?

Neither Art Pay nor NovaPay shows ads.

### Which is updated more often, Art Pay or NovaPay?

Art Pay ships an update every 9 days, and NovaPay every 3 weeks. Most recently, Art Pay was updated on November 3, 2026 and NovaPay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*