Comparison

Quartzo vs Capital Calculado

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Quartzo

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

Highlights
  • Multiple wallets for account organization
  • Expense categorization
  • Automated recurring transaction recording
  • Customizable expense notifications
  • iCloud backup for data security
  • Home screen widgets for quick viewing and addition
  • Apple Pay transaction recognition integration
Features
Read full description

Quartzo is the simple bill organizer and expense tracker that shows where your money goes, what's due this week and how much you'll have left at the end of the month. Log an expense in seconds and see your balance before it happens. KNOW WHAT'S LEFT • Current and projected balance: see what has already come in and gone out, and what will be left after this period's bills and expected income. • Your month's cash flow and balance in one place, with easy period navigation. • A home screen that fits you: choose which sections appear, and in what order, for each wallet. NEVER MISS A BILL AGAIN • Recurrences and installment plans: set them up once and Quartzo takes care of what comes next. • Pending bills at a glance: see what's overdue and what's due in the coming days, and mark it paid with one tap. • Reminders before the due date and a daily summary of your bills. BUDGETS THAT WARN YOU EARLY • Set limits by category and see how much room is left this month. • Get an alert when a budget is close to its limit or goes over. UNDERSTAND YOUR SPENDING • Monthly and yearly trends, compared with the same period before. • Top categories, notable changes and automatic insights. • Search by name, category, wallet or note, and filter by period, type and amount range. ORGANIZED YOUR WAY • Multiple wallets: checking, credit card, home, travel, business, each with its own balance. • Wallets in other currencies. • Categories with an emoji or a brand logo, which also shows on your transactions. • Attach receipts and invoices with the camera or from your photos. WIDGETS AND LOCK SCREEN • Bills due, Overdue bills, Bills this week and Month overview widgets for your Home Screen and Lock Screen. • Pay a bill right from the widget without opening the app. • This month's bills calendar on your Lock Screen as a Live Activity. • Add an expense or income straight from a widget. SHORTCUTS AND AUTOMATIONS • Apple Pay logs itself: pay with a tap and the expense lands in Quartzo with the amount and the store. • Shortcuts actions to add transactions, check a wallet's balance, see this month's spending and open the bills calendar. • Step-by-step guides in the app get everything set up in under a minute. PRIVATE AND IN SYNC • Your data stays in your iCloud and syncs across iPhone and iPad. • Face ID or Touch ID lock. • No account to create and no bank login required. • Light, dark or automatic theme, with a layout built for iPad too. QUARTZO PRO Unlock the whole app: unlimited wallets, categories and budgets, automatic entries, full trends, reminders and daily summary, Lock Screen calendar, attachments, brand logos, wallets in other currencies and biometric lock. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel them in your Apple Account settings. Download Quartzo and start every month knowing exactly where your money is. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.quartzo.app/privacy.html

About

Capital Calculado

Gerencie suas finanças com clareza, receba insights personalizados para decisões inteligentes e planeje seus objetivos financeiros. A ferramenta oferece segurança de ponta e atualizações constantes para uma experiência financeira tranquila.

Highlights
  • Clear financial overview
  • Smart insights for decisions
  • Financial goal planning
  • Top-tier security and privacy
  • Constant updates and support
  • Community of satisfied users
Features
Read full description

Transforme a maneira como você gerencia suas finanças com o Capital Calculado – a ferramenta definitiva para quem busca saúde financeira e paz de espírito. Visão Clara de Suas Finanças: Com nossa interface intuitiva e recursos inovadores, você terá uma compreensão completa do seu dinheiro como nunca antes. Veja suas receitas, despesas e tendências de gastos em um relance! Recursos Inteligentes para Tomada de Decisões: Não mais adivinhações! Nossas análises e insights personalizados ajudam você a tomar decisões financeiras mais inteligentes, adequadas às suas necessidades e objetivos pessoais. Segurança e Privacidade Garantidas: Seus dados estão seguros conosco. Com criptografia de ponta, garantimos a máxima segurança e confidencialidade das suas informações financeiras. Planejamento e Objetivos Financeiros: Estabeleça e alcance seus objetivos financeiros com facilidade. Seja economizando para uma viagem dos sonhos, investindo para o futuro ou simplesmente controlando o orçamento diário, o Capital Calculado é o seu parceiro ideal. Atualizações Constantes e Suporte Dedicado: Estamos sempre melhorando e inovando para que você tenha a melhor experiência possível. Além disso, nossa equipe de suporte está sempre pronta para ajudar! Junte-se a Milhares de Usuários Satisfeitos: Faça parte de uma comunidade crescente que descobriu a liberdade e a tranquilidade financeira com o Capital Calculado. Baixe agora e comece a transformação financeira que você merece! Termos de uso: https://www.capitalcalculado.com.br/termos-de-uso Politica de privacidade: https://www.capitalcalculado.com.br/politica-de-privacidade

Screenshots

Quartzo4 screens
Capital Calculado4 screens

Verdict

The call

The clearest difference is review sentiment: Capital Calculado at 100% against Quartzo's 67%. Capital Calculado also leads on update cadence (every 2 days vs weekly) and iOS requirement (16.6 vs 18.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Quartzo sells 3 in-app purchases, starting at $3.99 per month and Capital Calculado sells 1 in-app purchase, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Quartzo ships an update weekly, Capital Calculado every 2 days. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

Scorecard3 real differences · 7 level
Quartzo versus Capital Calculado: the parameters behind the verdict, then further details
ParameterQuartzoCapital Calculado
PriceFreeFree
Rating4.3 (4 ratings) — better—
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings4 — better—
Update frequencyWeeklyEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS18.516.6 — better
Further details — not scored
Size43 MB80 MB
Age rating17+4+
DeveloperRafael RamosAlex Victor Souza de Oliveira

Customer experience

Quartzo

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews24 reviews
Positive66.7%
Neutral8.3%
Negative25.0%

Capital Calculado

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Quartzo

Subscriptions2
  • Quartzo Pro: Monthly3 Days trial$3.991 Month
  • Quartzo Pro: Annually$14.991 Year
One-time1
  • Quartzo Pro: Lifetime$19.99
1 purchases

Capital Calculado

Subscriptions1
  • Plano mensal$6.991 Month

Questions

Is Quartzo free?
Quartzo is free to download, with in-app purchases available.
Is Capital Calculado free?
Capital Calculado is free to download, with in-app purchases available.
Do Quartzo or Capital Calculado have ads?
Neither Quartzo nor Capital Calculado shows ads.
Which is updated more often, Quartzo or Capital Calculado?
Quartzo ships an update weekly, and Capital Calculado every 2 days. Most recently, Quartzo was updated on October 24, 2026 and Capital Calculado on October 23, 2026.

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