# Quartzo vs Financ3

The clearest difference is price: Quartzo at Free against Financ3's $1.99. Quartzo also leads on update cadence (weekly vs every 3 weeks). Financ3's advantage is in-app purchases (none vs 3) and review sentiment (83% vs 67%). On ads and device support there is nothing between them.

Quartzo is free to download; Financ3 costs $1.99 up front. Quartzo sells 3 in-app purchases, starting at $3.99 per month. Financ3 asks for nothing beyond the download.

Quartzo ships an update weekly, Financ3 every 3 weeks. The most recent releases landed on October 30, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Quartzo | Financ3 |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| Rating | **[4.3 (4 ratings)](https://appshunter.io/ios/app/quartzo-bill-organizer/id6446209514/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 66.7% of reviews | **83.3% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | **Freemium** | Paid |
| Size | 43 MB | 36 MB |
| Requires iOS | 18.5 | **13.4** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Rafael Ramos](https://appshunter.io/developer/1654347075) | [Financ3](https://appshunter.io/developer/1756507223) |

## What reviewers say

### Quartzo

[App page](https://appshunter.io/ios/app/quartzo-bill-organizer/id6446209514)

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

**Highlights:** Multiple wallets for account organization, Expense categorization, Automated recurring transaction recording, Customizable expense notifications, iCloud backup for data security, Home screen widgets for quick viewing and addition, Apple Pay transaction recognition integration

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quartzo Pro: Monthly | $3.99 | per month |
| Quartzo Pro: Annually | $14.99 | per year |
| Quartzo Pro: Lifetime | $19.99 | one-time |


### Financ3

[App page](https://appshunter.io/ios/app/financ3/id6529544428)

Manage your money with a straightforward personal finance app. Track expenses, set financial goals, and explore investment tools. This ad-free application is designed to simplify your financial life without unnecessary complexity.

**Highlights:** Expense tracking, Personal goal setting, Investment tools, Ad-free experience, Simplified financial management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Quartzo free?

Quartzo is free to download, with in-app purchases available.

### Is Financ3 free?

Financ3 costs $1.99, with no in-app purchases.

### Do Quartzo or Financ3 have ads?

Neither Quartzo nor Financ3 shows ads.

### Which is updated more often, Quartzo or Financ3?

Quartzo ships an update weekly, and Financ3 every 3 weeks. Most recently, Quartzo was updated on October 30, 2026 and Financ3 on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*