# Quartzo vs Hiyo

The clearest difference is update cadence: Hiyo at every 3 days against Quartzo's weekly. Hiyo also leads on iOS requirement (12.0 vs 18.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Quartzo sells 3 in-app purchases, starting at $3.99 per month and Hiyo sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Quartzo ships an update weekly, Hiyo every 3 days. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Quartzo | Hiyo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (4 ratings)](https://appshunter.io/ios/app/quartzo-bill-organizer/id6446209514/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 43 MB | 46 MB |
| Requires iOS | 18.5 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Rafael Ramos](https://appshunter.io/developer/1654347075) | [Chee Leong Woo](https://appshunter.io/developer/1886346653) |

## What reviewers say

### Quartzo

[App page](https://appshunter.io/ios/app/quartzo-bill-organizer/id6446209514)

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

**Highlights:** Multiple wallets for account organization, Expense categorization, Automated recurring transaction recording, Customizable expense notifications, iCloud backup for data security, Home screen widgets for quick viewing and addition, Apple Pay transaction recognition integration

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quartzo Pro: Monthly | $3.99 | per month |
| Quartzo Pro: Annually | $14.99 | per year |
| Quartzo Pro: Lifetime | $19.99 | one-time |


### Hiyo

[App page](https://appshunter.io/ios/app/hiyo-expense-tracker/id6761702144)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Hiyo Premium | $4.99 | one-time |


## Frequently asked questions

### Is Quartzo free?

Quartzo is free to download, with in-app purchases available.

### Is Hiyo free?

Hiyo is free to download, with in-app purchases available.

### Do Quartzo or Hiyo have ads?

Neither Quartzo nor Hiyo shows ads.

### Which is updated more often, Quartzo or Hiyo?

Quartzo ships an update weekly, and Hiyo every 3 days. Most recently, Quartzo was updated on October 30, 2026 and Hiyo on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*