# Quartzo vs FinZenFlow

The clearest difference is device support: FinZenFlow at 4 against Quartzo's 2. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Quartzo sells 3 in-app purchases, starting at $3.99 per month and FinZenFlow sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Quartzo ships an update weekly, FinZenFlow every 4 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Quartzo | FinZenFlow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (4 ratings)](https://appshunter.io/ios/app/quartzo-bill-organizer/id6446209514/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Freemium | — |
| Size | 43 MB | 17 MB |
| Requires iOS | 18.5 | **18.0** |
| Devices | iPhone, iPad | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 17+ | 4+ |
| Developer | [Rafael Ramos](https://appshunter.io/developer/1654347075) | [Francisco J. Camacho](https://appshunter.io/developer/1893566445) |

## What reviewers say

### Quartzo

[App page](https://appshunter.io/ios/app/quartzo-bill-organizer/id6446209514)

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

**Highlights:** Multiple wallets for account organization, Expense categorization, Automated recurring transaction recording, Customizable expense notifications, iCloud backup for data security, Home screen widgets for quick viewing and addition, Apple Pay transaction recognition integration

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quartzo Pro: Monthly | $3.99 | per month |
| Quartzo Pro: Annually | $14.99 | per year |
| Quartzo Pro: Lifetime | $19.99 | one-time |


### FinZenFlow

[App page](https://appshunter.io/ios/app/finzenflow/id6762256648)

**Features:** Family Sharing, Apple Watch app, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FinZenFlow Family Premium | $1.99 | per month |
| FinZenFlow Family Premium | $17.99 | per year |


## Frequently asked questions

### Is Quartzo free?

Quartzo is free to download, with in-app purchases available.

### Is FinZenFlow free?

FinZenFlow is free to download, with in-app purchases available.

### Do Quartzo or FinZenFlow have ads?

Neither Quartzo nor FinZenFlow shows ads.

### Which is updated more often, Quartzo or FinZenFlow?

Quartzo ships an update weekly, and FinZenFlow every 4 days. Most recently, Quartzo was updated on October 30, 2026 and FinZenFlow on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*