# Monica vs StrivePay

The clearest difference is review sentiment: StrivePay at 100% against Monica's 58%. StrivePay also leads on rating (5.0 vs 4.6). Monica's advantage is ratings volume (15K vs 4) and update cadence (weekly vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

StrivePay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Monica has 15K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 58% of Monica's written reviews are positive against 100% of StrivePay's.

Monica ships an update weekly, StrivePay every 5 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Monica | StrivePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (15K ratings)](https://appshunter.io/ios/app/monica-pay-send-bills/id6446216360/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/strivepay/id6743358930/reviews)** |
| Number of ratings | **15K** | 4 |
| Positive reviews | 58.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 91 MB | 104 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [MONICA TECHNOLOGIES LIMITED](https://appshunter.io/developer/1676734030) | [Techblend](https://appshunter.io/developer/1756291901) |

## What reviewers say

### Monica

[App page](https://appshunter.io/ios/app/monica-pay-send-bills/id6446216360)

Manage your finances, pay bills, and shop with discounts all in one place. This app offers instant money transfers, secure transactions, and a virtual dollar card for global shopping. Enjoy free bank withdrawals and easy bill payments.

**Highlights:** Tag & Scan to Pay, Shop with Discounts, Pay Bills with Ease, Virtual Dollar Card, Free Bank Withdrawals, Send Money Instantly

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 💯 Trusted and secure
- 👍 User-friendly interface
- 💰 Good exchange rates

**What reviewers complain about**

- 🐛 Withdrawal issues
- 🤖 Poor customer service
- 💰 High transaction fees
- 🔒 Account access problems

**Reported bugs**

- Delayed fund transfers
- Wallet address changes without notice
- App crashes and freezes
- Incorrect transaction amounts

**Requested features**

- Expand bank transfer options
- Improve in-app notifications
- Add multi-currency support
- Enhance security features


### StrivePay

[App page](https://appshunter.io/ios/app/strivepay/id6743358930)

This app simplifies daily transactions with a secure and user-friendly interface. It offers virtual USD cards for global shopping, bill payments, and easy top-ups for airtime, data, and TV subscriptions.

**Highlights:** Virtual USD cards for global shopping, Streamlined bill payments, Airtime and data top-ups, TV subscription management, Bank-grade security, Exclusive discounts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Monica free?

Monica is free to download, with no in-app purchases.

### Is StrivePay free?

StrivePay is free to download, with no in-app purchases.

### Which has better reviews, Monica or StrivePay?

StrivePay is rated higher. Monica averages 4.6 out of 5 from 15K ratings, while StrivePay averages 5.0 from 4 ratings.

### Do Monica or StrivePay have ads?

Neither Monica nor StrivePay shows ads.

### Which is updated more often, Monica or StrivePay?

Monica ships an update weekly, and StrivePay every 5 weeks. Most recently, Monica was updated on October 24, 2026 and StrivePay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*