# RTN Smart vs CBT2Go Mobile

RTN Smart and CBT2Go Mobile both sit at 5.0 stars, but that hides the real split: 100% of RTN Smart's written reviews are positive against 67% of CBT2Go Mobile's. RTN Smart also leads on monetization model (free vs free with in-app purchases) and update cadence (fortnightly vs monthly). CBT2Go Mobile's advantage is ratings volume (453 vs 6). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for RTN Smart against 4.9 for CBT2Go Mobile. That said, the two scores are not equally well evidenced: CBT2Go Mobile has 453 ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 100% of RTN Smart's written reviews are positive against 67% of CBT2Go Mobile's.

RTN Smart ships an update fortnightly, CBT2Go Mobile monthly. The most recent releases landed on June 4, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | RTN Smart | CBT2Go Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/rtn-smart/id6446290356/reviews)** | [4.9 (453 ratings)](https://appshunter.io/ios/app/cbt2go-mobile/id6456222287/reviews) |
| Number of ratings | 6 | **453** |
| Positive reviews | **100.0% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 125 MB | 175 MB |
| Requires iOS | **13.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [RealTime Networking LLC](https://appshunter.io/developer/1512638367) | [Century Bank & Trust](https://appshunter.io/developer/634653033) |

## What reviewers say

### RTN Smart

[App page](https://appshunter.io/ios/app/rtn-smart/id6446290356)

This app enables quick, secure, and cashless transactions using QR codes. It also offers digital ATM cash withdrawals and a loyalty program for earning rewards and exclusive discounts.

**Highlights:** QR code payments, Contactless transactions, Digital ATM cash withdrawals, Loyalty program, Earn reward points, Exclusive discounts, Send gift cards

**In-app purchases:** none


### CBT2Go Mobile

[App page](https://appshunter.io/ios/app/cbt2go-mobile/id6456222287)

Manage your finances on the go with this app. Set up balance alerts, make payments, transfer funds, and deposit checks instantly. View statements and locate branches or ATMs easily.

**Highlights:** Balance alerts, Make payments, Transfer money, Mobile check deposit, View statements, Find branches/ATMs, Account security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is RTN Smart free?

RTN Smart is free to download, with no in-app purchases.

### Is CBT2Go Mobile free?

CBT2Go Mobile is free to download, with no in-app purchases.

### Which has better reviews, RTN Smart or CBT2Go Mobile?

RTN Smart is rated higher. RTN Smart averages 5.0 out of 5 from 6 ratings, while CBT2Go Mobile averages 4.9 from 453 ratings.

### Do RTN Smart or CBT2Go Mobile have ads?

Neither RTN Smart nor CBT2Go Mobile shows ads.

### Which is updated more often, RTN Smart or CBT2Go Mobile?

RTN Smart ships an update fortnightly, and CBT2Go Mobile monthly. Most recently, RTN Smart was updated on June 4, 2026 and CBT2Go Mobile on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*