# RTN Smart vs Mpayz

RTN Smart and Mpayz are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RTN Smart ships an update fortnightly, Mpayz weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | RTN Smart | Mpayz |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/rtn-smart/id6446290356/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free | — |
| Size | 125 MB | 31 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [RealTime Networking](https://appshunter.io/developer/1512638367) | [Epigwaitt Solutions LLC](https://appshunter.io/developer/1784403153) |

## What reviewers say

### RTN Smart

[App page](https://appshunter.io/ios/app/rtn-smart/id6446290356)

This app enables quick, secure, and cashless transactions using QR codes. It also offers digital ATM cash withdrawals and a loyalty program for earning rewards and exclusive discounts.

**Highlights:** QR code payments, Contactless transactions, Digital ATM cash withdrawals, Loyalty program, Earn reward points, Exclusive discounts, Send gift cards

**In-app purchases:** none


### Mpayz

[App page](https://appshunter.io/ios/app/mpayz/id6739239682)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is RTN Smart free?

RTN Smart is free to download, with no in-app purchases.

### Is Mpayz free?

Mpayz is free to download, with no in-app purchases.

### Do RTN Smart or Mpayz have ads?

Neither RTN Smart nor Mpayz shows ads.

### Which is updated more often, RTN Smart or Mpayz?

RTN Smart ships an update fortnightly, and Mpayz weekly. Most recently, RTN Smart was updated on November 3, 2026 and Mpayz on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*