Comparison

Modulr vs AthletIQ HQ

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Modulr

Streamline your payment approval process from anywhere. This companion app allows you to approve single, multiple, or batch payments directly from your mobile device, fitting approvals around your schedule. You can also view account balances in real-time.

Highlights
  • Approve single payments
  • Approve batch payments
  • View account balances
  • Approve on the move
  • Streamlined approvals process
Features
Read full description

Manage accounts, funding, approvals, cards and receipts. Modulr Payroll Portal users: Payment approvals Approve single, multiple or batch payments for your business, or for your customers, wherever you are. If you’re a delegate (e.g. an accountant or payroll bureau) managing approvals on behalf of customers, you’ll know how much time gets spent chasing them for approvals. Modulr Mobile App solves this: customers get a push notification when approval is needed, and can respond in seconds – no desktop required. Add funds Add funds from your bank, directly in the app. From any account, select β€˜Add Funds’, choose the bank you’re paying from, and confirm securely at your bank. Funds transfer straight to your Modulr account, ready for any scheduled or approved payments to go out. Funding requirements are clearly shown for your accounts and your customers’ accounts, so you always know what’s needed and when. Accounts and balances Check balances and account activity for your business and your customers, any time. Modulr Accounts Payable users: Cards You can now activate your Modulr virtual payment cards straight from the app and view their secure details. You can freeze and unfreeze each card to stay in control of spending, and check spend limits and current spend at a glance. Receipts Upload receipts on the go – straight from your phone’s camera or files – so your spend stays reconciled wherever you are. For payroll payments, user management, accounts payable invoice approvals, and everything else, continue to use the Modulr AP or Payroll portals on desktop. www.modulrfinance.com/help-and-support

About

AthletIQ HQ

Features
Read full description

AthletIQ is an AI-powered financial intelligence and education platform built specifically for athletes. Designed to help athletes take control of their financial future, AthletIQ combines intelligent financial insights with structured financial education tailored to the unique earning cycles and career paths of sports professionals. Using advanced AI technology, AthletIQ analyses user-provided financial information to generate personalised summaries, highlight patterns, and provide structured guidance to support better financial decision-making. Beyond insights, AthletIQ also delivers educational content to help athletes build long-term financial literacy. The platform breaks down key financial concepts into clear, accessible learning modules designed for real-world application within a sporting career. Key features include AI-powered financial intelligence, personalised financial summaries, smart projections and forecasting, structured financial education for athletes, secure account management, and a request-a-service functionality for additional support. AthletIQ empowers athletes with clarity, knowledge, and confidence, combining technology and education to support smarter financial journeys. "Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/"

Screenshots

Modulr4 screens
AthletIQ HQ3 screens

Verdict

The call

The clearest difference is in-app purchases: Modulr at none against AthletIQ HQ's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. AthletIQ HQ sells 3 in-app purchases, starting at $49.99 per month. Modulr asks for nothing beyond the download.

UpkeepUpdate frequency

Modulr ships an update monthly, AthletIQ HQ every 2 months. The most recent releases landed on October 10, 2026 and October 25, 2026 respectively.

Scorecard1 real difference Β· 7 level
Modulr versus AthletIQ HQ: the parameters behind the verdict, then further details
ParameterModulrAthletIQ HQ
PriceFreeFree
Positive reviews0.0% of reviewsβ€”
Update frequencyMonthly β€” betterEvery 2 months
AdsNoNo
In-app purchasesNo β€” betterYes
MonetizationFreeβ€”
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 β€” better
Further details β€” not scored
Size25 MB49 MB
Age rating4+4+
DeveloperModulr FinanceLegacyIQ

In-app purchases

None

Modulr

No in-app purchases

3 purchases

AthletIQ HQ

Subscriptions3
  • AthletIQ Core$49.991 Month
  • AthletIQ Pro$99.991 Month
  • AthletIQ Elite$249.991 Month

Questions

Is Modulr free?
Modulr is free to download, with no in-app purchases.
Is AthletIQ HQ free?
AthletIQ HQ is free to download, with in-app purchases available.
Do Modulr or AthletIQ HQ have ads?
Neither Modulr nor AthletIQ HQ shows ads.
Which is updated more often, Modulr or AthletIQ HQ?
Modulr ships an update monthly, and AthletIQ HQ every 2 months. Most recently, Modulr was updated on October 10, 2026 and AthletIQ HQ on October 25, 2026.

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