# Payjack vs FNB Ghana Personal

The clearest difference is rating: Payjack at 5.0 against FNB Ghana Personal's 2.5. FNB Ghana Personal's advantage is ratings volume (43 vs 1) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payjack holds the better App Store score, 5.0 against 2.5. That said, the two scores are not equally well evidenced: FNB Ghana Personal has 43 ratings behind it against 1, so its average is the more settled of the two.

Payjack ships an update every 3 months, FNB Ghana Personal monthly. The most recent releases landed on October 6, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Payjack | FNB Ghana Personal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payjack/id6446353516/reviews)** | [2.5 (43 ratings)](https://appshunter.io/ios/app/fnb-ghana-personal/id6742743718/reviews) |
| Number of ratings | 1 | **43** |
| Positive reviews | — | 29.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 148 MB | 373 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [OrangeTech Limited](https://appshunter.io/developer/1677515599) | [FirstRand Bank Limited](https://appshunter.io/developer/359106162) |

## What reviewers say

### Payjack

[App page](https://appshunter.io/ios/app/payjack/id6446353516)

Manage all your payment transactions in one place. Easily send, receive, and pay bills from various funding sources. Features include bill splitting and more.

**Highlights:** Send Money, Receive Money, Pay Bills, Split Bills, Manage Transactions

**In-app purchases:** none


### FNB Ghana Personal

[App page](https://appshunter.io/ios/app/fnb-ghana-personal/id6742743718)

Manage your finances conveniently with this banking application. It offers a user-friendly interface for easy navigation, seamless account switching, and real-time access to statements. Perform local payments and transfers with the integrated RTGS feature.

**Highlights:** Easy navigation, Switch between multiple accounts/profiles, Real-time statement access, RTGS transactions, Secure banking experience

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Payjack free?

Payjack is free to download, with no in-app purchases.

### Is FNB Ghana Personal free?

FNB Ghana Personal is free to download, with no in-app purchases.

### Which has better reviews, Payjack or FNB Ghana Personal?

Payjack is rated higher. Payjack averages 5.0 out of 5 from 1 ratings, while FNB Ghana Personal averages 2.5 from 43 ratings.

### Do Payjack or FNB Ghana Personal have ads?

Neither Payjack nor FNB Ghana Personal shows ads.

### Which is updated more often, Payjack or FNB Ghana Personal?

Payjack ships an update every 3 months, and FNB Ghana Personal monthly. Most recently, Payjack was updated on October 6, 2026 and FNB Ghana Personal on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*