# Payjack vs SoonPay

The clearest difference is update cadence: SoonPay at every 3 days against Payjack's every 3 months. SoonPay also leads on ratings volume (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Payjack against 5.0 for SoonPay. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

Payjack ships an update every 3 months, SoonPay every 3 days. The most recent releases landed on October 6, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Payjack | SoonPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/payjack/id6446353516/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/soonpay-send-receive-save/id6752542882/reviews) |
| Number of ratings | 1 | **3** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 days** |
| Monetization | Free | Free |
| Size | 148 MB | 35 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [OrangeTech Limited](https://appshunter.io/developer/1677515599) | [Soon Pay LLC](https://appshunter.io/developer/1839777074) |

## What reviewers say

### Payjack

[App page](https://appshunter.io/ios/app/payjack/id6446353516)

Manage all your payment transactions in one place. Easily send, receive, and pay bills from various funding sources. Features include bill splitting and more.

**Highlights:** Send Money, Receive Money, Pay Bills, Split Bills, Manage Transactions

**In-app purchases:** none


### SoonPay

[App page](https://appshunter.io/ios/app/soonpay-send-receive-save/id6752542882)

Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.

**Highlights:** Instant P2P payments, ACH bank transfers, Spending tracking, Real-time wallet balance, Detailed transaction history, Bank-level encryption

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Payjack free?

Payjack is free to download, with no in-app purchases.

### Is SoonPay free?

SoonPay is free to download, with no in-app purchases.

### Which has better reviews, Payjack or SoonPay?

Payjack and SoonPay are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.

### Do Payjack or SoonPay have ads?

Neither Payjack nor SoonPay shows ads.

### Which is updated more often, Payjack or SoonPay?

Payjack ships an update every 3 months, and SoonPay every 3 days. Most recently, Payjack was updated on October 6, 2026 and SoonPay on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*