# Payjack vs Softmasters PayDirect

The clearest difference is rating: Payjack at 5.0 against Softmasters PayDirect's 2.0. Softmasters PayDirect's advantage is update cadence (weekly vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payjack holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Payjack ships an update every 3 months, Softmasters PayDirect weekly. The most recent releases landed on October 6, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Payjack | Softmasters PayDirect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payjack/id6446353516/reviews)** | [2.0 (1 ratings)](https://appshunter.io/ios/app/softmasters-paydirect/id6781264829/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Free | Free |
| Size | 148 MB | 80 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [OrangeTech Limited](https://appshunter.io/developer/1677515599) | [SOFTMASTERS COMPANY LIMITED](https://appshunter.io/developer/1562841143) |

## What reviewers say

### Payjack

[App page](https://appshunter.io/ios/app/payjack/id6446353516)

Manage all your payment transactions in one place. Easily send, receive, and pay bills from various funding sources. Features include bill splitting and more.

**Highlights:** Send Money, Receive Money, Pay Bills, Split Bills, Manage Transactions

**In-app purchases:** none


### Softmasters PayDirect

[App page](https://appshunter.io/ios/app/softmasters-paydirect/id6781264829)

This app consolidates payments, banking, shopping, and business services into a single, secure digital platform. Users can send and receive money, pay bills, shop from merchants, and manage transactions in real time for a convenient financial experience.

**Highlights:** Send and receive money securely, Pay utility and service bills, Shop from trusted merchants, Access banking services, Manage payments in real time, Secure account access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payjack free?

Payjack is free to download, with no in-app purchases.

### Is Softmasters PayDirect free?

Softmasters PayDirect is free to download, with no in-app purchases.

### Which has better reviews, Payjack or Softmasters PayDirect?

Payjack is rated higher. Payjack averages 5.0 out of 5 from 1 ratings, while Softmasters PayDirect averages 2.0 from 1 ratings.

### Do Payjack or Softmasters PayDirect have ads?

Neither Payjack nor Softmasters PayDirect shows ads.

### Which is updated more often, Payjack or Softmasters PayDirect?

Payjack ships an update every 3 months, and Softmasters PayDirect weekly. Most recently, Payjack was updated on October 6, 2026 and Softmasters PayDirect on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*