# 서울신용보증재단 vs KKUDA

The clearest difference is rating: 서울신용보증재단 at 5.0 against KKUDA's 1.0. 서울신용보증재단 also leads on ads (none vs shown) and ratings volume (4 vs 1). KKUDA's advantage is review sentiment (60% vs 37%). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

서울신용보증재단 holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews complicate that: 37% of 서울신용보증재단's written reviews are positive against 60% of KKUDA's, so the app with the better star average is not the one people write more warmly about.

서울신용보증재단 ships an update monthly, KKUDA every 2 weeks. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | 서울신용보증재단 | KKUDA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/id6446390271/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/kkuda/id6460770486/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | 37.0% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | — | Ad-supported |
| Size | 78 MB | 61 MB |
| Requires iOS | **12.0** | 13.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [SEOUL CREDIT GUARANTEE FOUNDATION](https://appshunter.io/developer/1677704538) | [SHAREROUND Inc.](https://appshunter.io/developer/1523992864) |

## What reviewers say

### 서울신용보증재단

[App page](https://appshunter.io/ios/app/id6446390271)

**Features:** Vision Pro support

**In-app purchases:** none


### KKUDA

[App page](https://appshunter.io/ios/app/kkuda/id6460770486)

This app allows users to make installment payments for popular brand products using their bank accounts or check cards. Choose payment periods from 3 to 36 months to fit your financial situation. Sign up for service launch notifications to be among the first to use the service.

**Highlights:** Easy installment payments, Flexible payment periods (3-36 months), Use bank accounts or check cards, Shop popular brands, Service launch notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 서울신용보증재단 free?

서울신용보증재단 is free to download, with no in-app purchases.

### Is KKUDA free?

KKUDA is free to download, with no in-app purchases.

### Which has better reviews, 서울신용보증재단 or KKUDA?

서울신용보증재단 is rated higher. 서울신용보증재단 averages 5.0 out of 5 from 4 ratings, while KKUDA averages 1.0 from 1 ratings.

### Do 서울신용보증재단 or KKUDA have ads?

KKUDA shows ads; 서울신용보증재단 does not.

### Which is updated more often, 서울신용보증재단 or KKUDA?

서울신용보증재단 ships an update monthly, and KKUDA every 2 weeks. Most recently, 서울신용보증재단 was updated on October 12, 2026 and KKUDA on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*