# Financio Payroll vs Spnding

The clearest difference is in-app purchases: Financio Payroll at none against Spnding's 3. Spnding's advantage is update cadence (fortnightly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Spnding sells 3 in-app purchases, starting at $4.90 per month. Financio Payroll asks for nothing beyond the download.

Financio Payroll ships an update every 3 months, Spnding fortnightly. The most recent releases landed on October 16, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Financio Payroll | Spnding |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free | — |
| Size | 33 MB | 59 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Asian Business Software Solutions Sdn. Bhd.](https://appshunter.io/developer/1523965159) | [Adri Johari](https://appshunter.io/developer/1837835355) |

## What reviewers say

### Financio Payroll

[App page](https://appshunter.io/ios/app/financio-payroll/id6446470746)

Manage payroll efficiently and securely for your small or medium-sized business. This app offers employee self-service, time tracking, and leave management, helping you automate processes and stay compliant with tax regulations.

**Highlights:** Role-based user access control, Employee self-service portal, Clock-in/out time tracking, On-the-go leave requests and approvals, Automated payroll processing, Tax compliance assistance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Spnding

[App page](https://appshunter.io/ios/app/spnding/id6753129253)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Subscription | $4.90 | per month |
| Yearly Premium Subscription | $35.90 | per year |
| Lifetime Deal & Full Access | $89.99 | one-time |


## Frequently asked questions

### Is Financio Payroll free?

Financio Payroll is free to download, with no in-app purchases.

### Is Spnding free?

Spnding is free to download, with in-app purchases available.

### Do Financio Payroll or Spnding have ads?

Neither Financio Payroll nor Spnding shows ads.

### Which is updated more often, Financio Payroll or Spnding?

Financio Payroll ships an update every 3 months, and Spnding fortnightly. Most recently, Financio Payroll was updated on October 16, 2026 and Spnding on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*