# TAP vs Factor social

The clearest difference is ads: TAP at none against Factor social's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 19, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | TAP | Factor social |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/tap-talk-and-pay/id6446579523/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Weekly | Weekly |
| Monetization | Free | — |
| Size | 198 MB | 169 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Omni Africa](https://appshunter.io/developer/1514968680) | [Factor LLC](https://appshunter.io/developer/1700987165) |

## What reviewers say

### TAP

[App page](https://appshunter.io/ios/app/tap-talk-and-pay/id6446579523)

This app combines chat, money transfers, and bill payments into one convenient platform. Stay connected with loved ones through calls and statuses, send and receive money securely, and pay bills globally. Recharge mobile airtime from anywhere.

**Highlights:** Chat, video/audio calls, Fast and secure money transfers, Pay electricity bills across Africa, Global mobile recharge (airtime), Share moments via status updates, Cutting-edge security measures

**In-app purchases:** none


### Factor social

[App page](https://appshunter.io/ios/app/factor-social/id6736873377)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is TAP free?

TAP is free to download, with no in-app purchases.

### Is Factor social free?

Factor social is free to download, with no in-app purchases.

### Do TAP or Factor social have ads?

Factor social shows ads; TAP does not.

### Which is updated more often, TAP or Factor social?

TAP ships an update weekly, and Factor social weekly. Most recently, TAP was updated on October 19, 2026 and Factor social on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*