# Klubi vs Pantore Pay

The clearest difference is ads: Klubi at none against Pantore Pay's shown. Pantore Pay's advantage is update cadence (every 2 weeks vs every 4 months) and review sentiment (60% vs 50%). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Klubi ships an update every 4 months, Pantore Pay every 2 weeks. Both last shipped on September 22, 2026.

## The numbers

| Metric | Klubi | Pantore Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/pantore-pay/id6447585092/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | 50.0% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | Ad-supported | Ad-supported |
| Size | 79 MB | 58 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | +4 | 17+ |
| Developer | [Klubi](https://appshunter.io/developer/1679373286) | [PANTORE TECNOLOGIA LTDA](https://appshunter.io/developer/1627700963) |

## What reviewers say

### Klubi

[App page](https://appshunter.io/ios/app/klubi/id6446851716)

Plan your next major purchase with interest-free installments and affordable monthly payments. Whether it's a home, car, or electronics, find a plan that fits your budget and manage everything through the app.

**Highlights:** Interest-free financing, Affordable monthly payments, Plan for home, car, or electronics, App-based management, Flexible payment plans

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pantore Pay

[App page](https://appshunter.io/ios/app/pantore-pay/id6447585092)

This app provides working capital for businesses like restaurants and grocery stores, allowing them to finance purchases from any supplier in Brazil. It offers a simple credit line, flexible payment terms, and a user-friendly interface with data security.

**Highlights:** Working capital loans, Finance supplier purchases, 7-day flexible payment terms, Intuitive user interface, Advanced data encryption, Dedicated customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Klubi free?

Klubi is free to download, with no in-app purchases.

### Is Pantore Pay free?

Pantore Pay is free to download, with no in-app purchases.

### Do Klubi or Pantore Pay have ads?

Pantore Pay shows ads; Klubi does not.

### Which is updated more often, Klubi or Pantore Pay?

Klubi ships an update every 4 months, and Pantore Pay every 2 weeks. Most recently, Klubi was updated on September 22, 2026 and Pantore Pay on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*