# Baum Wallet vs HoraCredit

The clearest difference is ads: HoraCredit at none against Baum Wallet's shown. HoraCredit also leads on update cadence (every 3 weeks vs every 5 months) and iOS requirement (13.0 vs 16.6). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Baum Wallet ships an update every 5 months, HoraCredit every 3 weeks. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Baum Wallet | HoraCredit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/horacredit/id6449424064/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | — | Ad-supported |
| Size | 7 MB | 10 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Baum SRL](https://appshunter.io/developer/1679729388) | [HORA CREDIT IFN SA](https://appshunter.io/developer/1688997498) |

## What reviewers say

### Baum Wallet

[App page](https://appshunter.io/ios/app/baum-wallet/id6446930641)

**In-app purchases:** none


### HoraCredit

[App page](https://appshunter.io/ios/app/horacredit/id6449424064)

Obține rapid și convenabil un împrumut direct de pe dispozitivul tău mobil. Serviciul oferă transparență totală asupra termenilor și condițiilor, asigurând securitatea datelor tale. Ideal pentru cetățenii români care au nevoie de finanțare rapidă.

**Highlights:** Rapid loan application and approval, Convenient mobile management of loans, Full transparency on terms and conditions, Secure data handling, Online loan solutions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Baum Wallet free?

Baum Wallet is free to download, with no in-app purchases.

### Is HoraCredit free?

HoraCredit is free to download, with no in-app purchases.

### Do Baum Wallet or HoraCredit have ads?

Baum Wallet shows ads; HoraCredit does not.

### Which is updated more often, Baum Wallet or HoraCredit?

Baum Wallet ships an update every 5 months, and HoraCredit every 3 weeks. Most recently, Baum Wallet was updated on November 7, 2026 and HoraCredit on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*