# Kiakia Finance vs Baff

The clearest difference is review sentiment: Baff at 50% against Kiakia Finance's 0%. Baff also leads on rating (5.0 vs 2.0) and ads (none vs shown). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Baff holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: Baff has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Kiakia Finance's written reviews are positive against 50% of Baff's.

Kiakia Finance ships an update fortnightly, Baff weekly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Kiakia Finance | Baff |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/kiakia-finance/id6446953930/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/baff/id6475769720/reviews)** |
| Number of ratings | 1 | **6** |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Ad-supported | **Free** |
| Size | 112 MB | 104 MB |
| Requires iOS | **14.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [KiaKia Finance Ltd](https://appshunter.io/developer/1490365141) | [WARA INC](https://appshunter.io/developer/1663390119) |

## What reviewers say

### Kiakia Finance

[App page](https://appshunter.io/ios/app/kiakia-finance/id6446953930)

Easily buy and sell foreign currency from home or office using a secure, automated payment system.  Facilitates quick FX transactions across multiple countries, offering competitive rates and a user-friendly dashboard.

**Highlights:** Buy and sell foreign exchange online, Secure automated payment system, Supports multiple jurisdictions (Nigeria, China, Canada, USA), Currency exchange, Fund virtual wallet, Peer-to-peer money transfer, Online marketplace for users

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Baff

[App page](https://appshunter.io/ios/app/baff/id6475769720)

This financial service app allows users to send money and pay for goods and services easily, even without an internet connection. It offers secure, fast transactions, instant bank account opening, and reliable international payment options.

**Highlights:** Offline money transfers, Pay for goods and services, Bank transfers within Nigeria, Instant bank account opening, International Visa/Mastercard, Airtime and data top-up

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Kiakia Finance free?

Kiakia Finance is free to download, with no in-app purchases.

### Is Baff free?

Baff is free to download, with no in-app purchases.

### Which has better reviews, Kiakia Finance or Baff?

Baff is rated higher. Kiakia Finance averages 2.0 out of 5 from 1 ratings, while Baff averages 5.0 from 6 ratings.

### Do Kiakia Finance or Baff have ads?

Kiakia Finance shows ads; Baff does not.

### Which is updated more often, Kiakia Finance or Baff?

Kiakia Finance ships an update fortnightly, and Baff weekly. Most recently, Kiakia Finance was updated on October 24, 2026 and Baff on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*