# SeaBoard vs PayGuy

SeaBoard and PayGuy are too close to call on the numbers: across 9 compared parameters — price, rating, ratings volume and update cadence among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for SeaBoard against 5.0 for PayGuy. Both are backed by a comparable volume of ratings — 4 and 2 respectively.

SeaBoard ships an update every 4 weeks, PayGuy fortnightly. The most recent releases landed on October 2, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | SeaBoard | PayGuy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/seaboard/id6446970014/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/payguy/id6472192195/reviews) |
| Number of ratings | **4** | 2 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 50 MB | 34 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [SeaBoard Technologies Pte. Ltd.](https://appshunter.io/developer/1649270011) | [Upperlink Digital](https://appshunter.io/developer/1716736392) |

## What reviewers say

### SeaBoard

[App page](https://appshunter.io/ios/app/seaboard/id6446970014)

Manage your USD finances with this digital wallet designed for seafarers. Receive, save, and convert funds to your home currency, or transfer to bank accounts. Use virtual and physical cards for global payments and withdrawals at competitive rates.

**Highlights:** Receive and save USD, Convert USD to home currency, Transfer to bank accounts, Virtual and physical cards, Global payments and withdrawals, Affordable rates

**Features:** macOS Compatibility

**In-app purchases:** none


### PayGuy

[App page](https://appshunter.io/ios/app/payguy/id6472192195)

Manage all your bills and financial transactions in one place. This fintech application simplifies payment processes for users, offering a convenient way to handle financial obligations.

**Highlights:** Bill payments, Financial transactions, Payment management, Fintech solutions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SeaBoard free?

SeaBoard is free to download, with no in-app purchases.

### Is PayGuy free?

PayGuy is free to download, with no in-app purchases.

### Which has better reviews, SeaBoard or PayGuy?

SeaBoard and PayGuy are both rated 5.0 out of 5 on the App Store, from 4 and 2 ratings respectively.

### Do SeaBoard or PayGuy have ads?

Neither SeaBoard nor PayGuy shows ads.

### Which is updated more often, SeaBoard or PayGuy?

SeaBoard ships an update every 4 weeks, and PayGuy fortnightly. Most recently, SeaBoard was updated on October 2, 2026 and PayGuy on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*