# HNB Authenticator vs SSP Smart Auth

The clearest difference is update cadence: SSP Smart Auth at every 3 days against HNB Authenticator's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HNB Authenticator ships an update every 2 months, SSP Smart Auth every 3 days. The most recent releases landed on August 3, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | HNB Authenticator | SSP Smart Auth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/hnb-authenticator/id6447000431/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 24 MB | 10 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Hatton National Bank PLC](https://appshunter.io/developer/880560643) | [Shared Services Program](https://appshunter.io/developer/1783532755) |

## What reviewers say

### HNB Authenticator

[App page](https://appshunter.io/ios/app/hnb-authenticator/id6447000431)

This app provides a secure and straightforward method for authenticating sign-ins and transactions. It also allows for offline generation of One-Time Passwords (OTPs) via SMS for mobile data usage.

**Highlights:** Secure authentication, Transaction authentication, Offline OTP generation, SMS-based OTPs, Simple interface

**Features:** macOS Compatibility

**In-app purchases:** none


### SSP Smart Auth

[App page](https://appshunter.io/ios/app/ssp-smart-auth/id6741098795)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HNB Authenticator free?

HNB Authenticator is free to download, with no in-app purchases.

### Is SSP Smart Auth free?

SSP Smart Auth is free to download, with no in-app purchases.

### Do HNB Authenticator or SSP Smart Auth have ads?

Neither HNB Authenticator nor SSP Smart Auth shows ads.

### Which is updated more often, HNB Authenticator or SSP Smart Auth?

HNB Authenticator ships an update every 2 months, and SSP Smart Auth every 3 days. Most recently, HNB Authenticator was updated on August 3, 2026 and SSP Smart Auth on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*