# HNB Authenticator vs Gemtrack

The clearest difference is in-app purchases: HNB Authenticator at none against Gemtrack's 2. Gemtrack's advantage is update cadence (weekly vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Gemtrack sells 2 in-app purchases, starting at $2.99 per month. HNB Authenticator asks for nothing beyond the download.

HNB Authenticator ships an update every 2 months, Gemtrack weekly. The most recent releases landed on October 12, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | HNB Authenticator | Gemtrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/hnb-authenticator/id6447000431/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free | — |
| Size | 24 MB | 55 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Hatton National Bank](https://appshunter.io/developer/880560643) | [AKTO SOLUTIONS (PRIVATE) LIMITED](https://appshunter.io/developer/1504027975) |

## What reviewers say

### HNB Authenticator

[App page](https://appshunter.io/ios/app/hnb-authenticator/id6447000431)

This app provides a secure and straightforward method for authenticating sign-ins and transactions. It also allows for offline generation of One-Time Passwords (OTPs) via SMS for mobile data usage.

**Highlights:** Secure authentication, Transaction authentication, Offline OTP generation, SMS-based OTPs, Simple interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Gemtrack

[App page](https://appshunter.io/ios/app/gemtrack-business-app/id6760375764)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $2.99 | per month |
| Pro Annual | $29.99 | per year |


## Frequently asked questions

### Is HNB Authenticator free?

HNB Authenticator is free to download, with no in-app purchases.

### Is Gemtrack free?

Gemtrack is free to download, with in-app purchases available.

### Do HNB Authenticator or Gemtrack have ads?

Neither HNB Authenticator nor Gemtrack shows ads.

### Which is updated more often, HNB Authenticator or Gemtrack?

HNB Authenticator ships an update every 2 months, and Gemtrack weekly. Most recently, HNB Authenticator was updated on October 12, 2026 and Gemtrack on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*