# HNB Authenticator vs Govi.Ai

HNB Authenticator and Govi.Ai are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | HNB Authenticator | Govi.Ai |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/hnb-authenticator/id6447000431/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | — |
| Size | 24 MB | 32 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Hatton National Bank](https://appshunter.io/developer/880560643) | [Innovation Three Sixty](https://appshunter.io/developer/6790769532) |

## What reviewers say

### HNB Authenticator

[App page](https://appshunter.io/ios/app/hnb-authenticator/id6447000431)

This app provides a secure and straightforward method for authenticating sign-ins and transactions. It also allows for offline generation of One-Time Passwords (OTPs) via SMS for mobile data usage.

**Highlights:** Secure authentication, Transaction authentication, Offline OTP generation, SMS-based OTPs, Simple interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Govi.Ai

[App page](https://appshunter.io/ios/app/goviai/id6790769530)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HNB Authenticator free?

HNB Authenticator is free to download, with no in-app purchases.

### Is Govi.Ai free?

Govi.Ai is free to download, with no in-app purchases.

### Do HNB Authenticator or Govi.Ai have ads?

Neither HNB Authenticator nor Govi.Ai shows ads.

### Which is updated more often, HNB Authenticator or Govi.Ai?

HNB Authenticator ships an update every 2 months, and Govi.Ai every 2 months. Most recently, HNB Authenticator was updated on November 3, 2026 and Govi.Ai on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*