# SquareMe | Payments & Cards vs Sofri Trust

The clearest difference is review sentiment: SquareMe | Payments & Cards at 56% against Sofri Trust's 9%. SquareMe | Payments & Cards also leads on rating (4.0 vs 2.3) and device support (3 vs 1). Sofri Trust's advantage is monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SquareMe | Payments & Cards holds the better App Store score, 4.0 against 2.3. Both are backed by a comparable volume of ratings — 23 and 16 respectively. Written reviews point the same way: 56% of SquareMe | Payments & Cards's written reviews are positive against 9% of Sofri Trust's.

SquareMe | Payments & Cards ships an update every 2 weeks, Sofri Trust fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | SquareMe | Payments & Cards | Sofri Trust |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (23 ratings)](https://appshunter.io/ios/app/squareme-payments-and-cards/id6447066884/reviews)** | [2.3 (16 ratings)](https://appshunter.io/ios/app/sofri-trust/id6736859493/reviews) |
| Number of ratings | **23** | 16 |
| Positive reviews | **56.3% of reviews** | 9.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 76 MB | 94 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Squareme Inc](https://appshunter.io/developer/1796441443) | [DLM CAPITAL GROUP LIMITED](https://appshunter.io/developer/1563714468) |

## What reviewers say

### SquareMe | Payments & Cards

[App page](https://appshunter.io/ios/app/squareme-payments-and-cards/id6447066884)

This platform simplifies financial transactions in Nigeria, offering free money transfers, bill payments, and airtime top-ups. Users can also earn rewards and participate in draws for a chance to win cash prizes.

**Highlights:** Free money transfers via phone number, Multi-contact transactions, Airtime and data top-ups, Electricity bill payments, Bank withdrawals, Cashtoken rewards and draws

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Sofri Trust

[App page](https://appshunter.io/ios/app/sofri-trust/id6736859493)

This digital banking app offers nano loans with flexible repayment options, bill payments, and fund transfers. Users can also monitor the network uptime of beneficiary banks within a single platform.

**Highlights:** Nano loans with flexible repayment, Bill payments, Send and receive funds, Monitor beneficiary network uptime, Digital banking services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SquareMe | Payments & Cards free?

SquareMe | Payments & Cards is free to download, with no in-app purchases.

### Is Sofri Trust free?

Sofri Trust is free to download, with no in-app purchases.

### Which has better reviews, SquareMe | Payments & Cards or Sofri Trust?

SquareMe | Payments & Cards is rated higher. SquareMe | Payments & Cards averages 4.0 out of 5 from 23 ratings, while Sofri Trust averages 2.3 from 16 ratings.

### Do SquareMe | Payments & Cards or Sofri Trust have ads?

Neither SquareMe | Payments & Cards nor Sofri Trust shows ads.

### Which is updated more often, SquareMe | Payments & Cards or Sofri Trust?

SquareMe | Payments & Cards ships an update every 2 weeks, and Sofri Trust fortnightly. Most recently, SquareMe | Payments & Cards was updated on October 24, 2026 and Sofri Trust on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*