# Repays vs Debt Tracker Master

The clearest difference is in-app purchases: Repays at none against Debt Tracker Master's 4. Repays also leads on ads (none vs shown) and iOS requirement (12.0 vs 16.6). Debt Tracker Master's advantage is update cadence (every 3 days vs every 16 months). On price and device support there is nothing between them.

Both are free to download. Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month. Repays asks for nothing beyond the download.

Repays ships an update every 16 months, Debt Tracker Master every 3 days. The most recent releases landed on September 8, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Repays | Debt Tracker Master |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.7 (3 ratings)](https://appshunter.io/ios/app/debt-tracker-master/id6473278027/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 16 months | **Every 3 days** |
| Monetization | — | Free with in-app purchases |
| Size | 84 MB | 50 MB |
| Requires iOS | **12.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Furkan Aratman](https://appshunter.io/developer/1545184661) | [娜 杨](https://appshunter.io/developer/1700983284) |

## What reviewers say

### Repays

[App page](https://appshunter.io/ios/app/repays/id6447083107)

**Features:** macOS Compatibility

**In-app purchases:** none


### Debt Tracker Master

[App page](https://appshunter.io/ios/app/debt-tracker-master/id6473278027)

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

**Highlights:** Debt recording and organization, Repayment progress tracking, Payment planning outlook, Customizable payment reminders, Personal finance learning resources, Debt reduction reports

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| DebtTracker Pro Monthly | $3.99 | per month |
| DebtTracker Pro Yearly | $17.99 | per year |
| Remove Ads | $3.99 | one-time |
| DebtTracker Pro Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Repays free?

Repays is free to download, with no in-app purchases.

### Is Debt Tracker Master free?

Debt Tracker Master is free to download, with in-app purchases available.

### Do Repays or Debt Tracker Master have ads?

Debt Tracker Master shows ads; Repays does not.

### Which is updated more often, Repays or Debt Tracker Master?

Repays ships an update every 16 months, and Debt Tracker Master every 3 days. Most recently, Repays was updated on September 8, 2026 and Debt Tracker Master on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*