# Repays vs PennySave

The clearest difference is in-app purchases: Repays at none against PennySave's 1. Repays also leads on device support (3 vs 1) and iOS requirement (12.0 vs 26.0). PennySave's advantage is update cadence (weekly vs every 16 months). On price and ads there is nothing between them.

Both are free to download. PennySave sells 1 in-app purchase, starting at $4.99 per month. Repays asks for nothing beyond the download.

Repays ships an update every 16 months, PennySave weekly. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Repays | PennySave |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 16 months | **Weekly** |
| Size | 84 MB | 16 MB |
| Requires iOS | **12.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Furkan Aratman](https://appshunter.io/developer/1545184661) | [Mykhaylo Zhylevych](https://appshunter.io/developer/1646264666) |

## What reviewers say

### Repays

[App page](https://appshunter.io/ios/app/repays/id6447083107)

**Features:** macOS Compatibility

**In-app purchases:** none


### PennySave

[App page](https://appshunter.io/ios/app/pennysave-expense-tracker/id6754218614)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $4.99 | per month |


## Frequently asked questions

### Is Repays free?

Repays is free to download, with no in-app purchases.

### Is PennySave free?

PennySave is free to download, with in-app purchases available.

### Do Repays or PennySave have ads?

Neither Repays nor PennySave shows ads.

### Which is updated more often, Repays or PennySave?

Repays ships an update every 16 months, and PennySave weekly. Most recently, Repays was updated on October 25, 2026 and PennySave on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*