# Expense Tracker vs SumSpend

The clearest difference is review sentiment: Expense Tracker at 83% against SumSpend's 0%. SumSpend's advantage is update cadence (daily vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month and SumSpend sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Expense Tracker ships an update every 2 weeks, SumSpend daily. The most recent releases landed on October 25, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Expense Tracker | SumSpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (886 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews)** | — |
| Number of ratings | **886** | — |
| Positive reviews | **82.6% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Daily** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 53 MB | 12 MB |
| Requires iOS | 18.0 | **17.6** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Florian Vates](https://appshunter.io/developer/1544416478) | [Marek Meissner](https://appshunter.io/developer/1553878131) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

**Highlights:** AI-powered voice expense entry, Automatic expense categorization, Manual expense entry, Custom category creation, Beautiful and simple UI/UX, Privacy-friendly iCloud storage, No login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Student Monthly | $4.49 | per month |
| Family month | $5.49 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |
| Basic yearly | $29.99 | per year |
| Family yearly intro | $34.99 | per year |
| Family | $34.99 | per year |
| Family yearly | $39.99 | per year |
| Yearly | $71.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


### SumSpend

[App page](https://appshunter.io/ios/app/sumspend-budget-tracking/id6468905135)

Manage your finances by tracking daily spending, categorizing purchases, and storing receipt scans. Automate subscription costs and receive reminders for upcoming payments. View financial data at a glance with customizable widgets.

**Highlights:** Daily spending overview, Categorized purchase statistics, Subscription tracking with reminders, Receipt scanning and storage, iCloud data syncing, Customizable widgets, Expense data export

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All access, monthly | $2.99 | per month |
| All access, yearly | $3.99 | per year |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is SumSpend free?

SumSpend is free to download, with in-app purchases available.

### Do Expense Tracker or SumSpend have ads?

Neither Expense Tracker nor SumSpend shows ads.

### Which is updated more often, Expense Tracker or SumSpend?

Expense Tracker ships an update every 2 weeks, and SumSpend daily. Most recently, Expense Tracker was updated on October 25, 2026 and SumSpend on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*