# Expense Tracker vs MPF Invest

The clearest difference is rating: Expense Tracker at 4.8 against MPF Invest's 3.4. Expense Tracker also leads on review sentiment (83% vs 50%) and ratings volume (891 vs 9). MPF Invest's advantage is in-app purchases (none vs 10) and iOS requirement (15.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 10 in-app purchases, starting at $2.99 per month. MPF Invest asks for nothing beyond the download.

Expense Tracker holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Expense Tracker has 891 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 83% of Expense Tracker's written reviews are positive against 50% of MPF Invest's.

Expense Tracker ships an update every 2 weeks, MPF Invest fortnightly. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Expense Tracker | MPF Invest |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (891 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews)** | [3.4 (9 ratings)](https://appshunter.io/ios/app/mpf-invest/id6502887256/reviews) |
| Number of ratings | **891** | 9 |
| Positive reviews | **82.6% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 54 MB | 59 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Florian Vates](https://appshunter.io/developer/1544416478) | [MPF Invest](https://appshunter.io/developer/1747228330) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

Effortlessly track daily expenses with AI-powered voice input and automatic categorization. Enjoy a beautiful, clutter-free interface and secure iCloud storage. Offers a free trial before subscription.

**Highlights:** AI-powered voice expense input, Automatic expense categorization, Manual expense entry, Customizable categories, Beautiful and intuitive UI/UX, Secure iCloud storage, Privacy-friendly, no login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


### MPF Invest

[App page](https://appshunter.io/ios/app/mpf-invest/id6502887256)

Manage your savings and access unique investment opportunities in Colombia. This platform provides the information and tools needed to save, invest, and achieve financial freedom, designed for those starting to build their wealth.

**Highlights:** Manage savings, Access investment opportunities, Financial planning tools, Information for wealth building, Mobile platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is MPF Invest free?

MPF Invest is free to download, with no in-app purchases.

### Which has better reviews, Expense Tracker or MPF Invest?

Expense Tracker is rated higher. Expense Tracker averages 4.8 out of 5 from 891 ratings, while MPF Invest averages 3.4 from 9 ratings.

### Do Expense Tracker or MPF Invest have ads?

Neither Expense Tracker nor MPF Invest shows ads.

### Which is updated more often, Expense Tracker or MPF Invest?

Expense Tracker ships an update every 2 weeks, and MPF Invest fortnightly. Most recently, Expense Tracker was updated on November 7, 2026 and MPF Invest on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*