# Expense Tracker vs Subscription Manager · Budget

The clearest difference is ads: Expense Tracker at none against Subscription Manager · Budget's shown. Expense Tracker also leads on ratings volume (875 vs 1). Subscription Manager · Budget's advantage is rating (5.0 vs 4.8) and device support (3 vs 1). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month and Subscription Manager · Budget sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Subscription Manager · Budget holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 875 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 83% of Expense Tracker's written reviews are positive against 90% of Subscription Manager · Budget's.

Expense Tracker ships an update every 2 weeks, Subscription Manager · Budget every 10 days. The most recent releases landed on October 21, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Subscription Manager · Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (875 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/subscription-manager-budget/id6547839073/reviews)** |
| Number of ratings | **875** | 1 |
| Positive reviews | 82.6% of reviews | **90.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Every 10 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 53 MB | 40 MB |
| Requires iOS | 18.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Florian Vates](https://appshunter.io/developer/1544416478) | [UPDEITO INC.](https://appshunter.io/developer/1113275046) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

**Highlights:** AI-powered voice expense entry, Automatic expense categorization, Manual expense entry, Custom category creation, Beautiful and simple UI/UX, Privacy-friendly iCloud storage, No login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Student Monthly | $4.49 | per month |
| Family month | $5.49 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |
| Basic yearly | $29.99 | per year |
| Family yearly intro | $34.99 | per year |
| Family | $34.99 | per year |
| Family yearly | $39.99 | per year |
| Yearly | $71.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


### Subscription Manager · Budget

[App page](https://appshunter.io/ios/app/subscription-manager-budget/id6547839073)

Effortlessly track all your monthly and yearly services in one place. AI-powered insights help you optimize spending and avoid surprise charges. Customize categories, payment methods, and view spending with interactive graphs.

**Highlights:** AI-powered smart assistant for cancellation suggestions, Detailed expense tracking and history, Unlimited subscription entries, Visual spending insights with graphs, Customizable categories and payment methods, Smart notifications for upcoming charges, Multi-currency support with live exchange rates

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Hide ads | $9.99 | one-time |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Subscription Manager · Budget free?

Subscription Manager · Budget is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or Subscription Manager · Budget?

Subscription Manager · Budget is rated higher. Expense Tracker averages 4.8 out of 5 from 875 ratings, while Subscription Manager · Budget averages 5.0 from 1 ratings.

### Do Expense Tracker or Subscription Manager · Budget have ads?

Subscription Manager · Budget shows ads; Expense Tracker does not.

### Which is updated more often, Expense Tracker or Subscription Manager · Budget?

Expense Tracker ships an update every 2 weeks, and Subscription Manager · Budget every 10 days. Most recently, Expense Tracker was updated on October 21, 2026 and Subscription Manager · Budget on October 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*