# Expense Tracker vs MoneySaver

The clearest difference is ratings volume: Expense Tracker at 891 against MoneySaver's 4. MoneySaver's advantage is review sentiment (100% vs 83%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Expense Tracker sells 10 in-app purchases, starting at $2.99 per month and MoneySaver sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

MoneySaver holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 891 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 83% of Expense Tracker's written reviews are positive against 100% of MoneySaver's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Expense Tracker | MoneySaver |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (891 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/moneysaver-budget-planner-app/id6743448263/reviews)** |
| Number of ratings | **891** | 4 |
| Positive reviews | 82.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Size | 54 MB | 96 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Florian Vates](https://appshunter.io/developer/1544416478) | [Roman Okulevich](https://appshunter.io/developer/778729350) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

Effortlessly track daily expenses with AI-powered voice input and automatic categorization. Enjoy a beautiful, clutter-free interface and secure iCloud storage. Offers a free trial before subscription.

**Highlights:** AI-powered voice expense input, Automatic expense categorization, Manual expense entry, Customizable categories, Beautiful and intuitive UI/UX, Secure iCloud storage, Privacy-friendly, no login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


### MoneySaver

[App page](https://appshunter.io/ios/app/moneysaver-budget-planner-app/id6743448263)

Effortlessly manage your finances with this intuitive app. Track expenses, monitor income, and create budgets with ease. Gain clear insights into your spending habits through advanced analytics and customizable features.

**Highlights:** One-tap expense tracking, Real-time budget analytics, Interactive charts and reporting, Flexible category system, Multiple currency support, Biometric protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MoneySaver Premium | $9.99 | per month |
| MoneySaver Premium | $49.99 | per year |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is MoneySaver free?

MoneySaver is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or MoneySaver?

MoneySaver is rated higher. Expense Tracker averages 4.8 out of 5 from 891 ratings, while MoneySaver averages 5.0 from 4 ratings.

### Do Expense Tracker or MoneySaver have ads?

Neither Expense Tracker nor MoneySaver shows ads.

### Which is updated more often, Expense Tracker or MoneySaver?

Expense Tracker ships an update every 2 weeks, and MoneySaver every 2 weeks. Most recently, Expense Tracker was updated on November 7, 2026 and MoneySaver on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*