# Expense Tracker vs Monfy

The clearest difference is ratings volume: Expense Tracker at 889 against Monfy's 2. Monfy's advantage is update cadence (every 8 days vs every 2 weeks) and iOS requirement (15.5 vs 18.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Expense Tracker sells 10 in-app purchases, starting at $2.99 per month and Monfy sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Monfy holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 889 ratings behind it against 2, so its average is the more settled of the two.

Expense Tracker ships an update every 2 weeks, Monfy every 8 days. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Monfy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (889 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/monfy-budget-expense-tracker/id6751854988/reviews)** |
| Number of ratings | **889** | 2 |
| Positive reviews | 82.6% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 8 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 54 MB | 69 MB |
| Requires iOS | 18.0 | **15.5** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Florian Vates](https://appshunter.io/developer/1544416478) | [Lutfullah Ozturk](https://appshunter.io/developer/1837216247) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

Effortlessly track daily expenses with AI-powered voice input and automatic categorization. Enjoy a beautiful, clutter-free interface and secure iCloud storage. Offers a free trial before subscription.

**Highlights:** AI-powered voice expense input, Automatic expense categorization, Manual expense entry, Customizable categories, Beautiful and intuitive UI/UX, Secure iCloud storage, Privacy-friendly, no login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


### Monfy

[App page](https://appshunter.io/ios/app/monfy-budget-expense-tracker/id6751854988)

Effortlessly track expenses, manage budgets, and understand financial habits with AI-powered receipt scanning. Sync accounts for shared expenses and monitor subscriptions to avoid overspending.

**Highlights:** AI receipt scanning, Expense and income tracking, Shared budget management, Subscription monitoring, Recurring transaction tracking, Detailed financial reports, Travel expense budgeting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Aylık Premium Paket | $2.99 | per month |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Monfy free?

Monfy is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or Monfy?

Monfy is rated higher. Expense Tracker averages 4.8 out of 5 from 889 ratings, while Monfy averages 5.0 from 2 ratings.

### Do Expense Tracker or Monfy have ads?

Neither Expense Tracker nor Monfy shows ads.

### Which is updated more often, Expense Tracker or Monfy?

Expense Tracker ships an update every 2 weeks, and Monfy every 8 days. Most recently, Expense Tracker was updated on November 3, 2026 and Monfy on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*