# Expense Tracker vs Midatacrédito

The clearest difference is in-app purchases: Midatacrédito at none against Expense Tracker's 10. Midatacrédito also leads on review sentiment (100% vs 83%) and device support (3 vs 1). Expense Tracker's advantage is ads (none vs shown) and ratings volume (891 vs 183). On price, rating, update cadence and monetization model there is nothing between them.

Both are free to download. Expense Tracker sells 10 in-app purchases, starting at $2.99 per month. Midatacrédito asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for Expense Tracker against 4.9 for Midatacrédito. Both are backed by a comparable volume of ratings — 891 and 183 respectively. Written reviews are what separate them: 83% of Expense Tracker's written reviews are positive against 100% of Midatacrédito's.

Expense Tracker ships an update every 2 weeks, Midatacrédito every 9 days. Both last shipped on November 12, 2026.

## The numbers

| Metric | Expense Tracker | Midatacrédito |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (891 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews) | **[4.9 (183 ratings)](https://appshunter.io/ios/app/midatacredito/id6752889575/reviews)** |
| Number of ratings | **891** | 183 |
| Positive reviews | 82.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Every 9 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 54 MB | 54 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Florian Vates](https://appshunter.io/developer/1544416478) | [Experian Colombia S A](https://appshunter.io/developer/1236856884) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

Effortlessly track daily expenses with AI-powered voice input and automatic categorization. Enjoy a beautiful, clutter-free interface and secure iCloud storage. Offers a free trial before subscription.

**Highlights:** AI-powered voice expense input, Automatic expense categorization, Manual expense entry, Customizable categories, Beautiful and intuitive UI/UX, Secure iCloud storage, Privacy-friendly, no login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


### Midatacrédito

[App page](https://appshunter.io/ios/app/midatacredito/id6752889575)

Monitor your credit score, understand its impact, and protect yourself from fraud. Access your credit history for free and make informed financial decisions. Offers personalized financial product recommendations and tools to improve your creditworthiness.

**Highlights:** Free credit score access, Credit history monitoring, Fraud prevention tools, Financial decision-making guidance, Personalized financial product offers, Credit score simulator, Dark web data leak detection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Midatacrédito free?

Midatacrédito is free to download, with no in-app purchases.

### Which has better reviews, Expense Tracker or Midatacrédito?

Midatacrédito is rated higher. Expense Tracker averages 4.8 out of 5 from 891 ratings, while Midatacrédito averages 4.9 from 183 ratings.

### Do Expense Tracker or Midatacrédito have ads?

Midatacrédito shows ads; Expense Tracker does not.

### Which is updated more often, Expense Tracker or Midatacrédito?

Expense Tracker ships an update every 2 weeks, and Midatacrédito every 9 days. Most recently, Expense Tracker was updated on November 12, 2026 and Midatacrédito on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*